Need to get myself together: The beginning

monz

Morning. I am still tad fragile from free bar... I did not get home until 4 am and also met a guy. I have a date Friday. Drunk me apparently declared he was hot and somehow went over and got his number hahaha. See what happens, we were texting yesterday and he asked.

I am too scared to check my bank account this is a very scary task for me right now !

Collecting VR set this week xx

monz

Mortage payment went out and down £2 interest payment lol made a payment of £16.25 to even the odd number out also. Hoping by Christmas my mortgage will be under 80k.

Will collect the VR tonight. My boy has piano lessons will be with me collecting but will be like go over there for a sec and shove in bag lol! Can also stop at Nike Outlet for new shoes for him as I dunno what he does with his feet scraping along or something xx

[Deleted User]

Yay go you!

You will smash that target.

Dxxx

monz

Meant one year in July will be under £80k not christmas omg wont pay off 3 k by then oops!

defo must have had a lingering hangover lol xx

Today ordered my son for xmas

Batman game thats for his VR (I collected it last night - woman kept trying to get me to open an Argos card but I had money there and feel no need to add to debt when I can pay for now) , gaming headset and my mum a cat jumper (its a family joke dont ask lol.

xx

Homegrown0

Wow - £3k by Christmas would be nice wouldn't it? But I think your target is realistic that by next summer you'll drop £3k. It's good to have these goals to pay extra bits in here and there. Once we're debt free, i'd like to make mortgage overpayments a regular thing if we can. By then my youngest will be in school too so should be a decent amount of extra disposable income!

I think i'd only bother taking out a store card (i've never had one) if there was a brilliant incentive on it and I was able to pay off the balance straight away.

monz

I was a bit iritated cos I kept saying no I saved this money I dont want to add to my debt and shes like oh but 12 months to pay off. Excuse me as I had to fight to get good credit rating (gone since mortgage finding lol!) I dont want more debt added unless they get a bonus adding argos cards to ppl thats a no for me.

Also date Friday bowling.... what do I wear.... xx

abba1772

Your credit rating will go up because you've got a mortgage shows you are reliable lol xx

Have to say I've got my argos card but I rarely use it tbh xx save it for the black Friday sales the clear it asap xx

[Deleted User]

Oh jeans and a nice top!

Excited to hear all about it.

Dxxx

monz

I am more shocked by it... after one too many (free bar so tbh I am not too surprised level of my drunken state) I had declared to my friend that guy is f*****g stunning and marched over to him.... this is not me in the slightest since I normally hide behind friends and he text. will send you the text in mail lol xxx

[Deleted User]

Eeeeeeeeeeeek!

Dxxx