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Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Payday tomorrow finally! Meaning soon will have paid off my mum and dad another 350 towards so next month will be half way paid off.

    My sons birthday presents are wrapped up and ready to go for 6 November :) and can start his Christmas presents this weekend with this pay. Hoping this month and October wages will complete his Xmas and the rest are getting small gifts etc. Meaning November is my wage and will be getting bits and bobs I forget and for the house :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • You're so organised on the presents front Monz! Well done you!

    What's the wee guy after for Christmas? My eldest is 6 just before Christmas and I've been picking up bits for him but this year I know he'll be specific on what he asks for so don't want to go all-in too early! My youngest is much easier as he'd be delighted with anything and I know what he likes.

    You're doing so well paying off your mum and dad too - that'll be a weight off when that's cleared.
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Go you with being super organised for Xmas

    My youngest who is five wants a headset for his Xbox to match his big brother........that's all he's asked for and my oldest son wants a guitar so will keep my eyes peeled for any bargains

    What do you intend to do with the extra money are you've paid off mum and dad xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    my boy wants the VR for PS4 and its on offer the now with mover stuff £229 so gonna get it today :) xx

    once paid off saving for our next big holiday :D Vegas and more to over payments mortgagexx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Yeah, you're right. Grab stuff while it's on offer!

    I picked up an Argos book so my eldest can at least start making noise about what he'd like. This morning he told me he'd like clip on sunglasses for his holidays... bless his heart. I think he felt left out when the three of us were wearing sunglasses on holiday and he couldn't because of his glasses (we wear contacts when wearing shades and his brother doesn't need glasses...yet).

    Vegas sounds exciting! When are you planning to go?
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Wont be next year but following :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Hi hun,

    You're doing great, I haven't even started on Christmas yet.

    Well done on the parent loan, so close to clearing it :j xx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thank goodness its Friday.

    My mum and dad have their money so now its nearly halfway there paid off!! Woo will be halfway there end of October :)!

    Tomorrow got work but also its a drinking day its free bar at my work, double act drag show and also free buffet :P.... I feel ok for working it ;)

    Next Tuesday I will be collecting my boys main birthday present of VR kit with motion movers and a game with it for £229!! But this is his main and will get other things also but no where near that price! So October will get other peoples gifts and his final gifts in November :) so December wage I will not touch :D!

    My boy had his parents night last night and I was very worried to say the least but it was an amazing report. He is top of his class and how everyone just loves him and how talkative he is and friendly.... I am so proud of him considering not two years ago they were "worried" and asking about getting additional help and says they thought he had social development problems.... So glad I argued for him and did not let them win as he has proven them all wrong <3 xx

    27 days until payday
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Yay well done Mini Monz :)

    My son asked for a VR headset for his PC but they are like £600 :( Santa is bringing a family PS4 this christmas, so maybe next christmas he will bring the PS4 VR :) xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • Aw go mini monz proving them all wrong and good for you for listening to your child and not giving in to them.

    Dxxx
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