Need to get myself together: The beginning

misstara

Yay you're back . Glad to hear you had a great holiday. Hope you get the house stuff sorted soon.

monz

So I got this mail -

Hello Monica



I have spoken to Ross about the intimation and Solicitors response.



As the intimation is not of a mechanical or working nature, you could potentially have a claim to raise an action that the property was not the same condition as when you viewed the property. Before advising further in relation to this, you would need to make a commercial decision as to how much it would cost to fix versus how much it will cost to proceed to raise a claim with no guarantee of success.



If you wish us to take matters further and raise a court action, our costs would be at an hourly rate of £200 per hour.



If you could let me know what course of action you wish to take.



Kind regards


Gillian



!!!!!!!!!! So they are basically getting away with it! I have had zero help from solicitors and been treated like crap. My mum is friends with senior partner and phoning him today but wont hold my breath

[Deleted User]

What the actual hell!

So either way it's gonna cost you, I can't believe they are willing to make more money out of you for this, £200 an hour!!!!

Shocking.

Dxxx

monz

I know Dolly was in tears reading this!!!xxx

WannabeFree

Hope you get it sorted Monz

x

monz

So everything aside. I am trying to work out my mortgage for signature.

First payment comes out tomorrow of 465ish and
39 months of 450.03 per month fixed
186 513.99 (will get a new fixed by then and hopefully overpayments added)

18 years and 10 months.... hoping to shorten this to 15 years... :P I like to round it

so total mortgage (asked for 84k) with interest overall is paying back 113,962.87

will update signature. First overpayment might not be for a while

[Deleted User]

Feels good to have a plan in place doesn't it.

Dxxx

monz

Waiting to see if I can view online and then update signature as this is final payment of mortgage without o/payments etc xx

Also found out wage rise will be 50 per month ish.... This will be extra payment to my mum and dad to get rid of that. Mini target of leaving myself owing them 1,000 by New years... I hope :P

[Deleted User]

Yay go you!

Dxxx

abba1772

Brilliant news on the wage rise monz don't beat yourself up about not overpaying your mortgage as you've got plenty going on at your wee house that'll need your extra pennies xx