Need to get myself together: The beginning

[Deleted User]

Hi lovely,

Was lovely to see the photo's you sent over, your cousins baby is sooo cute

Really glad you enjoyed your holiday too, much needed I think

GRR to the previous owners. I think your solicitors would have to fight the 'caveat emptor' that the previous owners solicitors have put across. Basically it means 'Sold as Seen' or 'Buyer Beware'. I'm not 100% clued up on this, but I think that, they will argue on those grounds.

Fantastic that you've got a plan in place, you'll soon be rid of the £4k to your parents and that mortgage will go down in leaps and bounds

Homegrown0

Great news on the wage rise! Nice little extra

Sounds like you've got a plan in place to clear the money you owe your folks, it'll be gone before you know it.

monz

Hoping money I owe my parents will be gone by April/ May next year. My spreadsheet says anyway lol!

Carlisle trip Saturday to see our holiday friends for the day and thats abt it. Still to get my son his school shoes/ shorts and hair cut.

This month is a quiet month due to all monies gone out, minus Britney in August damn right not missing that :P xx

21 days until Britney B*tch
29 days until payday yikes!

monz

First mortgage payment came out ahhh!!!

I also am awaiting £130 back from BT as they charged me for someone coming out without telling me they charge, says refund will be back in by next Tuesday... yeah not like I dont need money eh quick to take but not give back asap!

Cashed out £6 from PA and near OP. This will prob cover this month bread or that will need. Anything left end of month will put towards o/p to mortgage... even if its pennies xx

abba1772

Aww I'm jealous your getting to see Britney I love her.......dont have the pennies to see her

Told hubby I don't care how skint we are if pink does a tour next year I'm getting tickets

Homegrown0

Britney will be amazing! I'd considered tickets but couldn't justify the cost at the time. I'm with you on Pink, Abba! I've loved her since her first single but it wasn't until I was listening to her Greatest Hits the other day that I realised how many amazing tunes she really has!

That's cheeky of BT, Monz. Glad you're getting your money back : )

monz

I have been a mad Britney fan since first single, was not missing her for anything lol!!! Such a loser for her lol seen her 4 times once in New York at M Square gardens was amazing... before child lol xxx

monz

Morning. 4 weeks to payday... has it only been one week since payday!! Feeling it

Friday will find out what date the plasterer is coming out to do my livingroom and will pay it myself the now, I have money aside for that. Cannot fix anything else as zero money.

Really need to get my backside out for my sons birthday! Survey full on time!

Joined People by hour... freelance heard its great for some and not so great for others... will see

Hope all is ok xx

monz

I can view my mortgage online ... sad over excitement but means i know how to over pay and watch how it falls down and keep note of interest added! Also spreadsheet making page time :P... yes I am sad

Currently it is at £83,699.10 owed
I paid £464.44 first payment and after will be £450.03
Interest was £163.54.

Going to do my first o/payment of £4.10. I know its little payment but first one and will keep doing this until house sorted xx

monz

Morning. It is Friday woo!! My money has been refunded from BT phew! Bank doesnt look as scary now!

Off to Carlisle tomorrow to see our holiday friends cannot wait! Going bowling and laser quest... Hoping if my boy likes laser quest can book this for a party I said he cant have lol its £159.99 for ten kids and will tell him can only invite set amount.

Will see after this weekend money wise and might get something in for his birthday like a switch game... bloody fortune lol! So small but thought if I get things like that in, then will go to pound shop with £20 and bulk it up to look more? They get more expensive as older and presents get smaller looking

27 days until payday and my child has skinned me alive ! Need to go to bank today got a £41 cheque from changing from Scottish Power to SSE and TBC is £80 for that... take 22 weeks though lol. Also got £20 from TBC for home insurance, again 22 weeks lol.

When that comes through will send to my mum and dad and hopefully get them paid off sooner rather than later!

Have a great weekend all xx