Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    If I do not hear anything by tomorrow 5pm will be sending an email to my mortgage advisor who was very nice and gave me it to ask if everything is ok :)
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    I know I said buying no more until all confirmed and date of move in... but my dad sent me link for 55inch tv - https://www.ebay.co.uk/itm/Toshiba-55U6663DB-55-Inch-Smart-LED-TV-4K-Ultra-HD-Freeview-HD-4-HDMI-New/302676972274?ssPageName=STRK%3AMEBIDX%3AIT&_trksid=p2060353.m2749.l2649

    got it for £341.10 with 10% off :)

    That has took a chunk out savings. No more I promise lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    monz wrote: »
    I know I said buying no more until all confirmed and date of move in... but my dad sent me link for 55inch tv - https://www.ebay.co.uk/itm/Toshiba-55U6663DB-55-Inch-Smart-LED-TV-4K-Ultra-HD-Freeview-HD-4-HDMI-New/302676972274?ssPageName=STRK%3AMEBIDX%3AIT&_trksid=p2060353.m2749.l2649

    got it for £341.10 with 10% off :)

    That has took a chunk out savings. No more I promise lol xx

    As long as you don't leave yourself short who cares :rotfl: xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
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  • monz
    monz Posts: 4,129 Forumite
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    haha I havent... I dont think lol!

    Still should have £2,700 left over from pricing everything including solicitor fees etc. This will no doubt go to things I have missed in the house and then towards holiday next year whatever is left over (going to book New York then either Vegas/ Los Angeles)

    Still no word ahhhhhhh driving me mad!

    Hopefully will know by end of today if not emailing the mortgage adviser who was lovely to me

    28 days until payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Still no word. Sent an email to Claire my adviser and got email she works Friday 10 am so hope to hear from her then
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Got a reply from mortgage advisor

    Hi Monica



    Your valuation has been returned I am just waiting on it being assessed and for the next steps to be advised to me. Once I have this notification I will be in touch to discuss next steps.



    Kind regards



    Claire Docherty Cert CII (MP) Bsc

    VIRTUAL MORTGAGES !!!8211; MORTGAGE MANAGER




    What do you think~? I am all worried!!!!xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • JoJoC
    JoJoC Posts: 1,836 Forumite
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    I wouldn't worry, these things are constantly held up by one thing or another. It involves a lot of different parties communicating with one another and sometimes people are just slow. There's no incentive for them to be quick.

    I almost laid an egg waiting to hear about ours and got so stressed wondering whether it was taking so long because there was something wrong, but there wasn't.

    Fingers crossed they hurry up, but try not to worry in the mean time.

    J
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
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    Second that, try not to worry.
    Worrying about it achieves nothing positive.

    As JoJoC said it's all down to the various Depts and folks and the flow of comms and info... one of those how long is a piece of string things.
    So, have a cuppa and a choccy biccie and relax...
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
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    I'm sure it will all be good to go soon Monz

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Chrystal
    Chrystal Posts: 1,861 Forumite
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    I think it's just Legal Speak for 'don't worry it's in the pipeline', but can understand your worry. It's not for nothing that moving house is up there near the top of the list for stress! If you're really worried ask if you can speak to her. (((hugs)))
    I Believe.....
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    but by getting rid of the things that make you unhappy
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