Need to get myself together: The beginning

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  • JoJoC
    JoJoC Posts: 1,836 Forumite
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    When my solicitor was sorting out our purchase, I got her to ask the vendor what she was leaving behind. We ended up with a dishwasher, freezer, blinds and carpets left behind (although now I wish she'd just taken them as they were all coated in nicotine and just generally disgusting so were replaced immediately).

    Might be worth an ask just so that you know?
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    I have asked numerous times and no word back :( xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Name Dropper First Anniversary First Post I've been Money Tipped!
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    monz wrote: »
    I have asked numerous times and no word back :( xxx

    It's early days yet, we only found out ours were leaving what they did about two weeks before we exchanged xxx
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    aw no really!!!! It is so I know whether I have to buy them or not and if I can get ourselve more things or not :( xxx

    Will keep £1,000 aside just in case I guess :/
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
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    monz wrote: »
    aw no really!!!! It is so I know whether I have to buy them or not and if I can get ourselve more things or not :( xxx

    Will keep £1,000 aside just in case I guess :/

    That would be a wise move Monz... and if it turns out they are leaving the white goods and they're in good enough nick to keep that £1000 would be the beginnings of a nice new Emergency Fund ;)
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Name Dropper First Anniversary First Post I've been Money Tipped!
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    UncannyScot wrote: »
    That would be a wise move Monz... and if it turns out they are leaving the white goods and they're in good enough nick to keep that £1000 would be the beginnings of a nice new Emergency Fund ;)

    Totally agree with the above xx
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Hey everyone I don!!!8217;t normally post at weekend but thought should jump on and update on mortgage appointment.

    She offered me £450.51 per month 20 year :D!!! I will do overpayments so will be much less

    It has to go through under writing team but she says it should be fine and no flags were raised and says up to 10 days but she went it won!!!8217;t be that and will be next week all confirmed in writing woo xxx

    ABBA is this all right what I been told

    Also spent £110 in asda, £109 b and m, and £51 Ikea oops lol no more u TIL I know move in date exact now
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
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    Yay Monz! I am so so so happy for you :) that's about my mortgage payment as well, £423 is mine

    So so so happy to see that you got the house :)

    And I love IKEA, most of our house is Ikea lol esp the Kallax units xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

     My Debt Free Diary (Link)
  • JoJoC
    JoJoC Posts: 1,836 Forumite
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    I second the Kallax units! We have several and theyre fab storage, particularly for the kids.

    Great news that mortgage is going smoothly too.
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    First Anniversary First Post
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    I think we are a bit obsessed, we have a 2x2 in the kitchen for shoes (there is a box each), sitting room we have a 5x4 and a 2x2 and a 2x4, my son has a 2x4 in his room, daughter a 1x4, and we have two 2x4 in our room lol xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

     My Debt Free Diary (Link)
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