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Need to get myself together: The beginning

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Aww monz your poor friend xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    I am so sorry to hear about your friends baby xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Today was absolutely heartbreaking. Just in to work and my heart is breaking. It was a beautiful service but no parent should have to bury their child or baby. I dont really want to post anything else today tbh just dont feel appropriate xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Thinking of you, your friends, their families and that poor little baby. :(
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thinking of you and your friend
    Big hugs
    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning.

    Thank you for your messages. It means a lot.

    Weekend was kind of quiet. I had my boys tkd during day Saturday and then at night that fundraising night (was home by 930pm)

    Payday is on Thursday :) and can put savings aside for house deposit.,

    Still awaiting £100 prepaid credit card and £50 cheque from newvista xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    monz wrote: »
    It is literally insane but it works for me, so I stick it out. Kind of have a love hate with Shaun T during it lol hate it during it but love the results haha :)

    I am sort of looking. I have kind of took a mini dip into my savings like a dafty but hoping next cpl months get it healthier looking and look proper :) hoping in summer to have a new house (first home ) xx

    Well that's what they are for though, you aren't a dafty :) you are doing awesome xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • Hello Angel cakes and her wee man . Remind me how old is your boy now?

    xx
    And Not to many days to count until pay day!! :-)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    he is 7 and such a we sweetheart takes everything to heart even if you tell him off hes heartbroken we soul. So sensitive <3

    They have removed Boots from VO rewards :/ Thinking clothes voucher for my mum for her birthday but a bit away so will have a think about it.

    At £7 for VO hoping to get to £9 but will be cashing out £8 cineworld so when off in April one day my son and I can go to pics and only need to pay for a child ticket :) After that thinking Argos/ Tesco

    Not done any OP might do some today. PA is slow again :(

    Payday is in two days woo!!
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning. I got a shock this morning. I still had £30 end of month. Transferred this to my savings try bump it up tiny bit. (still awaiting £50 from newvista and £100 prepaid credit card)

    payday is tomorrow yay!

    I cashed out cineworld ticket. So thats a day planned for me and my son for Easter week :)

    Going to be a rough month as its 5 week month. Going to stretch my pennies and only have two nights planned. One this saturday and I think I deserve it - 4 weeks sober, stuck to clean eating (95% of time no way was I giving up diet Irn Bru) and this morning I weighed myself lost 12.4lbs. So Saturday going for cpl cocktails (already paid for groupon) and few vodkas, but best of all pizza!!!! Next night out is in cpl months with my friend whos husband killed himself and she needs this.

    VO is at 15p so gonna try get to £2. xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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