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Need to get myself together: The beginning

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    How do you feel today Abba? The first four days are sore but after feel great :D

    12 days until payday. Hoping to get near to a cash out on VO today but likely tomorrow :)

    Nothing really to add tbh :) will work on my OP today and bloody try cash out PA n get above £20 xxx

    Legs are killing me doesn't help I went out today pushing a double buggy for four miles :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    You'll be a goddess in no time at all, Abba!
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    There's 4 surveys on my PA right now Monz! Refresh!!
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I got one finally. Hope it clears and I can cash out :)

    Still awaiting my £100 prepaid card from BT will contact them next week if not arrived as says 30 days and that will up by then.

    Still no word from hire car people... hoping it stays that way tbh lol

    8 days until payday. VO is at £9.90 hoping to cash out Boots voucher then will move onto maybe cinema pass for me n my boy (only need to pay like £6 for him and we are sorted) for upcoming holiday and then save Tesco vouchers possibly undecided yet.

    This weekend. Friday going to my friends to visit for a cpl hours, and Saturday going to a fundraising night (bring your own booze) and actually going to have a sober one. I have imposed a 4 week ban, mainly just to clear my head and complete first month insanity sober :D
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • You are doing awesome Monz, is insanity mental?

    You always do so well with your vouchers etc :)

    Are you looking for houses to buy now? or are you waiting till you have the 10k saved? you are doing so well with that! xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    It is literally insane but it works for me, so I stick it out. Kind of have a love hate with Shaun T during it lol hate it during it but love the results haha :)

    I am sort of looking. I have kind of took a mini dip into my savings like a dafty but hoping next cpl months get it healthier looking and look proper :) hoping in summer to have a new house (first home ) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Sounds like it's all positive in your camp right now! Glad you got a PA survey - I couldn't believe my luck when I saw a few on there :)

    Looking forward to hearing your month results after Shaun T has worked you into the ground!

    I've not been feeling well so avoided the gym and workouts for the last 5 days but getting back on it tonight. I have to! Don't want to lose momentum.
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Got a survey on PA this morning £4 pending and just still waiting for one approval so I can cash out lol.

    VO is at £1.40 so hoping to get to £3.

    a week until payday and I have shocked myself with over £100 left until payday. This staying in becoming a recluse and lost weight has its benefits. Anything I have left will be to go into my savings try get my house savings back up again.

    Still awaiting £50 cheque from newvista and £100 prepaid BT card.

    Tomorrow will be on laters in morning, its my friends baby funeral who sadly was born asleep during complications of birth. xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Aw that is so sad monz.

    Dxxx
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    That's such a sad, sad thing. I hope you can offer some comfort to your friend. What a tragedy. A very good friend of mine came close to her baby not making it six months ago after a horribly complicated birth but thankfully the wee mite is going from strength to strength. It really was touch and go for a while and it still haunts her despite having a happy little baby.
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
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