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Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Woo its Friday and finish up next Wednesday for 3 weeks (just under) :D and it will be payday.

    Nothing to update on VO is at £4.60 Hope to reach £6 by end of day and bfore finish up get to cash out another voucher for Boots :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Lucky you xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    What a nightmare I have had in last 24 hours. Just in time for xmas :/

    Finished work and came home to find my car is written off... yes a bin lorry reversed into my car.... a week before xmas and I needed to race to get things done as it was. I phoned insurance and got ball rolling then had to wait over 3 hours for a recovery car. but got 5 witnesses and they are going to contact Glasgow City council and charge them for everything. Need to leave work super early today to race home for a hire car. Nightmare is understatement!!!:(

    payday today. Sort out some point

    Hope all have an amazing xmas <3
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Oh no that's awful! I hope it gets sorted quickly for you!

    I hope you and the boy have an amazing Christmas x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Oh no thank goodness there were witnesses, why weren't the police called when it happened tho......council workers can sometimes be a law upon themeselves.......is there cctv where you parked???
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Oh for goodness sake!

    That is a nightmare so it is!

    So glad you have witnesses.

    Dxxx
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    What a pain in the backside Monz! Hope they get it sorted ASAP for you xx
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Merry (belated) Christmas!! :xmastree::rudolf::santa2: hope you and your son had a great day and you're enjoying your 3 weeks off! Do you always get that at Christmas? Sounds amazing! I am loving all the days merging into one and not knowing what day it is and just eating and drinking far too much :beer:

    Hope you got your car sorted too, absolute nightmare!! I thought I was the bin mens number 1 hater since they never emptied my bin on Friday, everyone in the street apart from mine!! :mad: but I think you beat me! xxx
    Starting debt £18,675.63 :eek:
    Current debt: £5,000 (16/05/18)
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Merry Christmas, and Happy New Year

    Sorry to hear about your car :( I hope you have it sorted, it's a PITA getting it all sorted, ours was written off nearly 3 years ago and it was crap

    Yay for a Switch for your son, we got one for our two as well, they love it, what game did you get? we got Mario Odyssey and Splatoon 2 (we are big fans of splatoon from the Wii-U)

    And I just wanted to say that you are an inspiration, you have done (and are doing) so so so well xxx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • Afternoon Hun,

    Just caught up with your diary, ouch to the car, hope its getting sorted.

    Happy New Year to you and lil man xx
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