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Need to get myself together: The beginning

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Happy new year monz xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Happy new year Monz x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Happy new year everyone! Hope you all had an amazing Christmas!!

    My car is looking like it will be a right off. Still waiting news from garage on this I have been provided with a hire car, if it is a write off they will give me a cheque to pay off for car however it is £400 less than what I to pay so I am refusing to pay for a car thats written off and not my fault. Will see what happens. It just been a nightmare tbh,

    I have went into savings a bit, however I am starting to try not be so hard on myself cos I know I can do it and me and my son had an amazing christmas!

    So looking forward get into surveys head down right in and omg diaries :D xxxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Stick to your guns regarding your car hun xx
  • Happy new year monz.

    So happy you had a great Christmas and New Year, knew you would!

    Nightmare about the car, hope you can manage to get it all sorted out.

    I'm looking forward to getting back into the surveys too.

    Dxxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I would chase the council for the additional £400 monz.........I'm currently chasing the housing association for my excess on my claim for my wall plus money for my premium going up due to making a claim...........fingers crossed xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Just awaiting news on if my car is a write off. not heard anything yet :( xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hope you get the car sorted Monz :(

    Sounds like you had a brilliant Xmas though x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    my bank account savings took a hit but my son was happy and smiling so thats all that matters :)

    Oh another payment went out for my hols :) just under £400 to pay now and complete xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Exciting times hun.

    Your holiday will soon be paid for and you'll be sunning yourself again :D xx
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