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Need to get myself together: The beginning
Comments
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Hey Monz,
I am stealing all of your ideas! LOL. I agreed with my DM that I would exchange vouchers with her and my DA rather than doing xmas pressies. Mostly as they are going to Scotland for Christmas and don't want to be carrying tonnes of parcels and I could use the money! LOL
October xx0 -
Saves so much money
!!!!
Currently at £3.90 on VO. So next week will get another boots voucher and be at 30/50. If all goes wells I should be finished with my mums by end first week September and start on my dads for amazon (twice over for 30) then my younger sister from there lol xx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Are VO still going well for you? I was making loads a week. But don't seem to get offered anything other than charity now?Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
OW is just charity now
VO I am doing well. I think thats what you are talking about! Such a bummer as well as I relied on OW for amazon
!
Today is Monday! So tired. For my quiet weekend, I was never in blinking house lol!
Friday night visited my friend and her baby then after popped to Tesco (JoJo Tesco Dalmarnock/Springburn and Shettleston amazing deals on lego!) Got lots in sale (had to dip into savings but its for we mans xmas and I am as good as finished)
Saturday was up work AGM, got my hair done then went out with my friend for a while and visit her we boy.
Sunday up early bells and was in Helensburgh for my boys tkd training and then he went out to play and I cleaned the house.
Knackered haha
My VO is currently at £4.65, hope will get above £5 today and cash out another boots by Thu latest
How was everyones weekend!xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Hey Monz - the weekend was super busy here! I was on my own with the two kids while my husband worked overtime so it was a mad two days.
I need to get my head back into the surveys - I've just been focusing on the PA site and doing ok there, but I need to get back into Onepoll and VO.
Have you seen anything else on the house front?CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))
July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
*My debt busting and savings diary*0 -
£6.40 on VO now.
Nothing yet. Gonna try be good and wait until January new year so much coming up this year wont have time to move and that plus can save more money as wellxx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Yes that's right, thats what I meant lol oops, shame OW is charity only. I used to make a fortune off them in amazon vouchers
All I have now is shop and scan lolDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
same I would get loads for my boys xmas n bday out it
xxx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Friday night visited my friend and her baby then after popped to Tesco (JoJo Tesco Dalmarnock/Springburn and Shettleston amazing deals on lego!) Got lots in sale (had to dip into savings but its for we mans xmas and I am as good as finished
)
Cannot believe you're so organised for Christmas already
Haven't done a OW survey for ages so didn't realise it's just charity ones nowMortgage 26.4.25 - £108,500 1.9.25 - £106,033.77
Mortgage overpayment savings - £15.09/£50
Mortgage overpayments so far - £738.970 -
Yeah its all charity ones now
feel bad grudging it and not really doing them now but I wont lie relied on them for amazon stuff and that for my son
9 days until payday, this month is dragging out!!!!
My first £10 voucher arrived from VO. Today hoping to be above 8 and maybe cash out another £10 tomorrow be at £30 :P see what happens. Hoping to be done with my mums soon and start next on my dads £15 amazon code twice over then start my sisters
xxx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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