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Need to get myself together: The beginning

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Comments

  • Hey Monz,

    I am stealing all of your ideas! LOL. I agreed with my DM that I would exchange vouchers with her and my DA rather than doing xmas pressies. Mostly as they are going to Scotland for Christmas and don't want to be carrying tonnes of parcels and I could use the money! LOL

    October xx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Saves so much money :)!!!!

    Currently at £3.90 on VO. So next week will get another boots voucher and be at 30/50 :). If all goes wells I should be finished with my mums by end first week September and start on my dads for amazon (twice over for 30) then my younger sister from there lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Are VO still going well for you? I was making loads a week. But don't seem to get offered anything other than charity now?
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    OW is just charity now :/ VO I am doing well. I think thats what you are talking about! Such a bummer as well as I relied on OW for amazon :(!

    Today is Monday :(! So tired. For my quiet weekend, I was never in blinking house lol!

    Friday night visited my friend and her baby then after popped to Tesco (JoJo Tesco Dalmarnock/Springburn and Shettleston amazing deals on lego!) Got lots in sale (had to dip into savings but its for we mans xmas and I am as good as finished :D)

    Saturday was up work AGM, got my hair done then went out with my friend for a while and visit her we boy.

    Sunday up early bells and was in Helensburgh for my boys tkd training and then he went out to play and I cleaned the house.

    Knackered haha :)

    My VO is currently at £4.65, hope will get above £5 today and cash out another boots by Thu latest :)

    How was everyones weekend!xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Hey Monz - the weekend was super busy here! I was on my own with the two kids while my husband worked overtime so it was a mad two days.

    I need to get my head back into the surveys - I've just been focusing on the PA site and doing ok there, but I need to get back into Onepoll and VO.

    Have you seen anything else on the house front?
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    edited 21 August 2017 at 12:26PM
    £6.40 on VO now.

    Nothing yet. Gonna try be good and wait until January new year so much coming up this year wont have time to move and that plus can save more money as well :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Yes that's right, thats what I meant lol oops, shame OW is charity only. I used to make a fortune off them in amazon vouchers :(

    All I have now is shop and scan lol
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    same I would get loads for my boys xmas n bday out it :( xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 4,002 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz wrote: »
    Friday night visited my friend and her baby then after popped to Tesco (JoJo Tesco Dalmarnock/Springburn and Shettleston amazing deals on lego!) Got lots in sale (had to dip into savings but its for we mans xmas and I am as good as finished :D)

    Cannot believe you're so organised for Christmas already :D

    Haven't done a OW survey for ages so didn't realise it's just charity ones now :(
    Mortgage 26.4.25 - £108,500  1.9.25 - £106,033.77
    Mortgage overpayment savings - £15.09/£50
    Mortgage overpayments so far - £738.97
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Yeah its all charity ones now :/ feel bad grudging it and not really doing them now but I wont lie relied on them for amazon stuff and that for my son :(

    9 days until payday, this month is dragging out!!!!

    My first £10 voucher arrived from VO. Today hoping to be above 8 and maybe cash out another £10 tomorrow be at £30 :P see what happens :). Hoping to be done with my mums soon and start next on my dads £15 amazon code twice over then start my sisters :) xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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