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Spent 4 years pretending it's all OK

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  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hope alls OK with you NOA xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hello NOA..hope everything is going swimmingly and you are just too busy to post :)

    x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • NoOneAround
    NoOneAround Posts: 1,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi everyone :) I'm back :)
    Thanks for popping by and posting Brizzle, Cherry, Redo, ToPM, Cumbria, jvr
    All OK :)
    Hectic lead up to trip away, exhausted before we left, away for 11 days inc travel. Survived the relatives, bit my tongue a lot. Made mum very happy. She saw a lot of people, some she hadn't seen for many years, and that's what it was about really and why I did the trip. Got back lat on Thursday night, did nothing on Friday, took mum back home on Saturday and spent all of today washing and catching up with work emails. Out at part time job for 3 days so unlikely to catch up on diaries until towards end of week. DS DD DH got used to being without me, feel like a spare part now:rotfl: lots of stuff going on in background but ignoring it for the moment, feeling positive, the change (even though not a 'break' in any real sense) probably did some good :)

    SE a work a little on the dry side, pipeline drying up - need some more projects coming through soonish. lots of finance stuff to catch up on etc- 3 weeks of -as a few extra expenses for trip.
    Hope all is well with everyone, will catch up as and when -

    NOA xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • System
    System Posts: 178,362 Community Admin
    10,000 Posts Photogenic Name Dropper
    Good to see you back , glad your mum enjoyed the trip
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • jvr
    jvr Posts: 427 Forumite
    Eighth Anniversary
    Glad the trip went well and you do sound very positive... if DH, DS and DD have got used to you not being there doing everything make the most of it!!
    Debt: £14,000 now £2169
    Emergency Fund: 1000/ £1000
    :j
  • NoOneAround
    NoOneAround Posts: 1,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Cumbria and jvr :)

    The week has flown by, 3 days out at work and exhausted in the evenings so going to bed early. Was at home today catching up.

    Achievements
    1) Many loads of washing done over the week.
    2) Unpacked (but not all put away)
    3) Emails trawled through/deleted or replied to as necessary
    4) Essential school responses/payments made
    5) SE work invoices paid/filed/payments set up for when due
    6) New voluntary work admin done - extra responsibility but am proud of get things going.
    7) Joined a few local fb groups, intention of selling a few items at a time (long standing never achieved goal!)
    8) prescriptions ordered online for next week
    9) discussed in 1hr call helping out sibling in their new venture - some research to do.
    10) Busy time coming up next term in school part time job, updated diary and checked all commitments/dates so feel a bit more on top of things.

    Off to bed now, have lots of chores to do tomorrow
    1) banking + fill in form for electronic payments in future
    2) dropping of flyers at various places for charity group
    3) rearrange eye appt as optician has cancelled
    4) possible coffee with garden centre friend if she replies.
    and so on

    NOA
    x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • redofromstart
    redofromstart Posts: 5,886 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    I'm tired just reading that. Did you get your coffee at the garden centre? I used to really enjoy doing that but stopped when the famine hit, I should re-instate it actually.
  • System
    System Posts: 178,362 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hope you have had a good weekend NOA . Maybe even the garden centre coffee.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Crikey NOA - busy as ever!
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • NoOneAround
    NoOneAround Posts: 1,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'm tired just reading that. Did you get your coffee at the garden centre? I used to really enjoy doing that but stopped when the famine hit, I should re-instate it actually.

    Morning Redo :)
    I had given it all up as well but with encouragement from here to fit in nice things have made it into a regular - more or less every two weeks with this one friend, she's the sort that you don't have to make an effort with, just genuine friendship and no demands. Some people are amazing like that.

    NOA
    x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
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