We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

What are our rights? What should our next move be?

24

Comments

  • princeofpounds
    princeofpounds Posts: 10,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Is this wrong of me?

    No, it's not.

    You have to ask yourself, if she is prepared to make a promise to give the pair of you the flat, why is she not prepared to legally contract to do that same thing?

    She may indeed want to fulfil her promise eventually, but it indicates there is a big 'but' hiding behind it all.
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I'm afraid you are very exposed.

    As the owner/landlord, mum has a legal obligation to maintain the property for her paying tenants. However you have voluntarily taken over that task and spent your own time/money. In law, you have almost zero right to be repaid.

    Similarly, in law, you have almost no right to demand mum gives the property to her daughter. (nor does daughter).

    The whole arrangement depends on trust, and family relations. Will you and daughter split up? You say you are confident not. Will mum transfer the property? You sound dubious.

    I suggest you cross your fingers.

    I have said several times 'almost zero' because as princeofpounds says, you may have a " a beneficial interest in the property".

    I think it unlikely, but possible. Only an expert opinion could provide an answer, and I suspect even then the best a solicitor would offer would be "The courts might agree you have a beneficial interest in the property. But it is uncertain."
  • princeofpounds
    princeofpounds Posts: 10,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I think it unlikely, but possible. Only an expert opinion could provide an answer, and I suspect even then the best a solicitor would offer would be "The courts might agree you have a beneficial interest in the property. But it is uncertain."

    I think it is slightly more likely*, but I do totally agree that's probably the advice you'll get by the way. It's still worth a discussion with a solicitor, as we are just laypeople speculating.

    *why? simply that there is an intention you will ultimately receive some benefit, and the scale of the investment is not modest.
  • dekoder
    dekoder Posts: 488 Forumite
    Seventh Anniversary Combo Breaker
    Meanwhile, as the owner of the property and receiving rental income, she absolutely is the landlord and legally responsible for keeping the flat in good repair.
    Since this is such close family to OP's girlfriend there has to be element of trust, just can't imagine screwing your own daughter this much.

    It doesn't change the fact you have no protection. But since you've said you now see the ending in sight I assume the money is already spent and you and your gf have to weight up how far you can push her mum not to damage the relationship. I definitely don't advise you to "just leave it as it is", just to proceed carefully.
  • princeofpounds
    princeofpounds Posts: 10,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Since this is such close family to OP's girlfriend there has to be element of trust, just can't imagine screwing your own daughter this much

    I understand that sentiment, but actually family are some of the most likely people to mess you around, if only because people proceed on a basis of trust and shared understandings that may not turn out as expected.

    Furthermore, if the OP splits with his girlfriends (or she with him) then I'm sure all this goes out of the window in an instant.

    Spend a bit of time on these boards and you'll quickly realise that many people have problems within families.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Geddesi wrote: »
    but she is still the owner for now, so rightfully I feel she should be paying for these things. Is this wrong of me?

    As the owner she can do what she wants. Perhaps she is beginning to feel that she has done enough for you both, and that the continued financial demands are becoming tiresome. After all the rent you are paying is paying the mortgage off.
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Given everything that has gone on, you probably have been building up a beneficial interest in the property. I'm afraid I don't know the Scottish structure for such laws.
    G_M wrote: »
    I have said several times 'almost zero' because as princeofpounds says, you may have a " a beneficial interest in the property".

    I think it unlikely, but possible. Only an expert opinion could provide an answer, and I suspect even then the best a solicitor would offer would be "The courts might agree you have a beneficial interest in the property. But it is uncertain."

    We don't have the concept of beneficial interests in Scotland. At best there might be an argument that there was some sort of unwritten contract between the parties, but you can't have an unwritten contract to purchase a property.
  • princeofpounds
    princeofpounds Posts: 10,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    We don't have the concept of beneficial interests in Scotland. At best there might be an argument that there was some sort of unwritten contract between the parties, but you can't have an unwritten contract to purchase a property.

    That's really interesting, thanks. Unfortunate for OP I guess, if true.
  • vian22
    vian22 Posts: 7 Forumite
    thanks... this thread has made me clear about my rights :)
  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    This is a very odd situation indeed. I take your future MIL isn't registered as a landlord with the Aberdeen City Council which is a criminal offence.

    Could you and your GF get a mortgage now to buy the property from her, that way you'd both jointly own the property and won't be so exposed in continuing to plough money into the flat? The owner could also pay off the mortgage so everyone gets what they want, assuming of course that this woman really does want to essentially give this property away.

    That fact that the owner is being so evasive makes me wonder if she is having second thoughts about giving the flat away.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.