Benefits if quitting job

allen35

Apologies if it came over like that, it wasn't meant.


I have based the following on you earning £15,800 13/14 and your partner earning £10,200 for 13/14 tax year.
after you have deducted any SMP reductions of £100 pcm.

I have based your rent as per calendar month and your Council Tax liability of £1200 per annum.

The HB/CTR will be dependent on your LHA rate and scheme your local authority has.

Your estimated income you may receive:

Earnings: £262.77 net
Child Tax Credits: £166.29
Child Benefit: £47.60
Housing Benefit: £87.17
Council Tax Reduction: £7.91

Total: £566.49

Previous entitlement should of been:

Earnings (Joint) £452.52
Child Tax credits: £105.75
Child Benefit: £47.60
Housing Benefit: £3.19

Total: £609.06

You will be approximately £43 worse off but as you mention care costs and travel will reduce, you are entitled to assistance with care costs at present, I haven't taken these into consideration without knowing your costs but based on £200 pw CCC you should be entitled to £140 pw extra in tax credits and £42,44 entitlement to Housing Benefit.

The above is based on what you have stated and are approximate.

Hope you understand the calc's.

2gorgeousgirls

matilda.cs wrote: »

She does not wish to be out of work for any longer than the minimum, but as we've both paid tax for 15 years, I don't see it a major issue if she asks for a little of that back.




You've probably already had your 15 years (each) worth out of the system already. 3 children, 3 lots of maternity care within NHS, of course that is ongoing with immunisations, childhood illnesses, trips to GP, not to mention dentist. And lets not forget the free education, nursery care (albeit limited).

I really hate the feeling of entitlement people seem to have that they have paid in for a few years so it is ok to take back. The benefits system (and I include tax credits) is not supposed to be a lifestyle choice (and someone leaving a job with no idea of how long it will be before they find another one is making a lifestyle choice).

I agree with other posters that it is really foolish to give up a secure job without securing another one first. To a potential employer, having someone who is currently employed looking a move is so much better than someone who had jacked in their job because their colleagues were younger and didn't interact much.

Maybe she needs to make more effort with the colleagues.

ETA: Wanted to add that I said the above as someone who, like your wife, hates her job. I moved from a job I loved 60 miles away to a job round the corner from my kids' school . It's now been 6 years and I can honestly say I hate it as much today as I did 6 years ago but I put up with it because it is the best thing for my family.

mattcanary

duchy wrote: »

She would almost certainly be sanctioned for leaving without finding another job first .....so if you can't afford it best she finds another job first.

Not if she isn't claiming JSA, she wouldn't be! JSA isn't the only benefit in the world, you know!

mattcanary

lakes17 wrote: »

I find your post quite disturbing. You state that jobs are hard to come by but you are quite happy for your partner to leave a paid job and claim benefits which will be for a good while. You seem to think there is nothing wrong with squeezing the hard pressed taxpayer to pay for your bills even though your partner is capable and indeed is currently working to do that. Instead of using the calculator to see how much you can wring out of the taxpayer surely the best course of action would be to use that time to search for a job and only after finding a job leave the current one. Another point you seem to be overlooking is that their are plenty of people up and down the country who are working in jobs they hate but would never dream of playing the system like you are as they would prefer to work. Also it is very hard to get a job whilst unemployed, especially when you have quit for no good reason than it is if you are currently working!!

Absolute rot.
Please tell me what was your mentality when posting this? Are you so thoroughly fed up with your own life that you like making other's lives miserable too?


If you truly hate your job, then you wouldn;t prefer to work in it rather than claim benefits. Obviously. You may not want to claim benefits but you wouldn;t choose working in your current job any higher. You would just not rate either at all.


If this is not the case, then really people aren't hating their job. They just don't particularly like it. They may also like !!!!!ing about other people's situations for no good reason and think that exaggerating about things makes their case appear stronger. When really they come across as a bully.

mattcanary

2gorgeousgirls wrote: »

matilda.cs wrote: »

She does not wish to be out of work for any longer than the minimum, but as we've both paid tax for 15 years, I don't see it a major issue if she asks for a little of that back.




You've probably already had your 15 years (each) worth out of the system already. 3 children, 3 lots of maternity care within NHS, of course that is ongoing with immunisations, childhood illnesses, trips to GP, not to mention dentist. And lets not forget the free education, nursery care (albeit limited).

I really hate the feeling of entitlement people seem to have that they have paid in for a few years so it is ok to take back. The benefits system (and I include tax credits) is not supposed to be a lifestyle choice (and someone leaving a job with no idea of how long it will be before they find another one is making a lifestyle choice).

I agree with other posters that it is really foolish to give up a secure job without securing another one first. To a potential employer, having someone who is currently employed looking a move is so much better than someone who had jacked in their job because their colleagues were younger and didn't interact much.

Maybe she needs to make more effort with the colleagues.

ETA: Wanted to add that I said the above as someone who, like your wife, hates her job. I moved from a job I loved 60 miles away to a job round the corner from my kids' school . It's now been 6 years and I can honestly say I hate it as much today as I did 6 years ago but I put up with it because it is the best thing for my family.

Perhaps it isn't the best thing for your family if you are miserable from work every day. Your children see you miserable, possibly snapping at them, etc. They may prefer it if you give the job that you hate up. If you hate your job so much, why the hell are you not looking for a new one??!!
Working should never be someone's whole life, if they don't want it to be.

I am not seeing any sense of entitlement from OP. They are just trying out what it the best thing for them to do. If OP's wife is regularly in tears after being at work, and her employers aren't working with her to try and improve the situation - then I think the sensible thing is to give the job up if the family aren't going to bankrupt themselves by doing this. Staying in a job when you are thoroughly miserable is pretty stupid behaviour really. Maybe you should be looking at yourself rather than chastising others.


People in work also get free healthcare (apart from medication costs), free education, etc. So yes, even when you are working you are sometimes taking money out of the country's bank balance.
Some people seem to think that claiming benefits is akin to being an axe-murderer!!!
Many people in full time work claim benefits anyway. So is that wrong?
People in work - oh, they are the most righteous, up-standing honourable people possible.


People not in work - oh, they're benefits scum.


Really - you should think a bit more before coming out with such claptrap.

mattcanary

BillJones wrote: »

That's not how it works, you do not get to choose to give up work and just claim the same amount that you would get if you are let go.

She can expect to be sanctioned.

It doesn't look like she will be claiming JSA anyway.


Read the posts properly, eh?

BillJones

mattcanary wrote: »

I am not seeing any sense of entitlement from OP.

Which is quite telling, really. You do, on the other hand, seem to see a lot wrong in people who try their hardest not to take benefits.

What's strange is that you honestly seem to feel that this gives you the moral high ground.

I genuinely wonder what sort of upbringing leads to such a messed up view of things.

mattcanary

Why should anyone be totally miserable and hate their job?


I am not talking about someone that would rather not be at work and doesn't really like their job. I am talking about people that are regularly crying when coming home from work and dreading going in to work the next day.


If someone criticises and judges others when they are going through tough times, they should be judged themselves too.


And I stand by my comment that it is stupid to not look for a new job (even if remaining in your current job) when you have hated your job for the last 6 years. Her comment, saying she is doing it for her family's sake is ridiculous - as if her being thoroughly miserable makes for a good family life.#
She clearly likes criticising others because she hates her own life so much and is being a coward for not trying to change things.

lost_for_words

Its the worst feeling in the world doing a job you hate. But what if you left and then found out there were changes made wish would really have suited you.
I hated my first porter job but ending up loving it months later once I really got to know the other porters. Then I was transfered and had to start it all over again however I quit and went bank so I could pick my own shifts then chose to go in a good team with the promise I would get another contract but this never happened to me and my work mate until I walked out one day due to be asking to do a job that was not a porters job and a few months later contracts were given out. So you never know what would happen if you leave and look for another job.
I have done every single portering job over 15 years but have got nowhere applying for these jobs now so think again. Also, if shes not being bullied by the other staff theres not good a reason to leave.

Now I certainly am not got the right to judge other people so please dont think Im judging you and I do hope things work out for you.

Horseunderwater

Sometimes we have to do a job we hate. Why was her old job not kept open as is normally required?
I do understand as I worked in the civil service for 6 years(HMRC) with line managers who hated me. I kid you not. It got so bad at work one day that I could easily have have jumped out of a window to kill myself. However ny older brother said to apply for other jobs to get me away from that caustic atmosphere. I did. It worked. Still had to deal with a bully, but he was not my manager - he picked on me because I stole his Job. By the time I left there, I was married with a baby & 2 months later was unemployed due to a commission only job. We both were. We got JSA which was fairly new then. That was all we got - no tax credits back then. Took me 2 years & I became a bus driver a job I loved.