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New House, New Mortgage!

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  • T:T:T to finishing nights... I will achieve same on Monday morning :D

    your "sounding" happy, glad things are getting a move on for you
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Another yay from me for getting through and finishing those nights.


    Good luck with finding a dog walker. Exciting changes!!!


    MTxx
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hope you are feeling much better now and managed to have a rest .I love the thought of the spring and planting seeds ,we are going to try growing a lot more vegetables this year so lots of work to be done in the garden here too .
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    Thanks MFD! Hope your nights went nice and quick as well! Still chasing up recruitment as it just seems to keep being held up...urgh!

    Thanks MT! Hopefully we will find someone who loves dogs as much as we do!haha.

    Thanks tryharder, cough is definitely improving though still have a sore throat and ear, bah! Feels less sore though! It is so exciting growing things, last year my veg didnt do very well as I was a bit pants, so this year I am picking a select few to try and grow well!haha.

    Weather is a bit grim today, not a bad sofa day at all. One night in tonight then off tomorrow night and in for another two. Went to a talk last night about weight loss and the mindset, was very interesting, the lady does provate coaching sessions and I wonder if I should go and see her as I struggle so much with this area of my life.

    I have signed up to walk Snowdon for sunrise in May, hoping this will motivate me to move a bit more!

    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    February Mortgage Stats:
    [FONT=&quot]1st February[/FONT][FONT=&quot] before Payment- £167771.79[/FONT]
    [FONT=&quot]After- £166,708.92[/FONT]
    [FONT=&quot]LTV- 85.49%[/FONT]
    [FONT=&quot]Daily Interest- £13.68[/FONT]
    [FONT=&quot]Overall Interest- £423.99[/FONT]
    [FONT=&quot]OP- £377[/FONT]
    [FONT=&quot]Capital Paid-£638.88[/FONT]
    [FONT=&quot]
    [/FONT]
    [FONT=&quot]So little victories, we are in the 16[FONT=&quot]6[/FONT]'s!! Hooray! Edging ever closer! Under85.50%LTV and a lovely chunk of capital has been paid down! Next month, with a little extra OP should see us drop into the next 1K bracket![/FONT]
    [FONT=&quot]
    [/FONT]
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • I have done the Snowdon for sunrise walk before, it is stunning :) I heard yesterday that sitting still too much is as bad as smoking, so I am trying to move A LOT more :o

    And :j to small victories, they all mount up to one large overall victory in the end xx:)
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Well done getting in the 166s.I just looked at my mortgage today and after payment and interest paid i am also in the 166s ,i now owe £166,763 .We are doing well.
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    Hi ATB, how did you find the walk? We will probably be doing the pyg track, so will need to try and be fitter!!

    Yes tryharder we have done really good!! Fantastic figures!!

    Have been on a couple of good walks, heading to yoga in the am and went to a workshop about bettering your mindset to weight loss, am going to do the course she offers for 12 sessions in hope to change the way I think about food and to stop sabotaging myself!

    Started clearing some borders today and planting daffodil bulbs I found in the shed before hanging out with my nephews!

    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    Has been pay day and I have earnt too much so need to investigate this! All our payslips are online and I have never been shown how to work the system so I really need to get on top of this, have moved all that money away as I always do so I can easily give it back!

    Still no official start day, tenuously it will be 13th March! Fingers crossed its all official soon! Have handed my notice in as just wanted to crack on and they are keeping me as a bank nurse so I can do shifts still if needed.

    Got nine more night shifts to go....

    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    Reached pay out on onepoll! Hurray!

    Went to the zoo yesterday, thinking about getting a year membership, would need to go six times for the joint membership to be even which would be achieveable and I do love it there...

    Still no official start date, beginning to lose hope! Saw news story about poor recrutiment in the NHS and I thought its not just that there isnt enough staff, they take forever to actually start us!

    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
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