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if you don't have a will can you answer please?

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  • Errata
    Errata Posts: 38,230 Forumite
    10,000 Posts Combo Breaker
    74jax wrote: »
    Can you elaborate for me, it might help me convince him to make one.

    At the moment me as his wife and his mum as sill alive would inherit if he died without one.

    I'm trying my hardest to get him to do one using will aid, so need all the ammunition I can get.

    What's his mum got to do with it? If he dies intestate you would get the lot and mum would get nothing.
    .................:)....I'm smiling because I have no idea what's going on ...:)
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Errata wrote: »
    What's his mum got to do with it? If he dies intestate you would get the lot and mum would get nothing.

    Not if he leaves more than £450k.
  • BWZN93
    BWZN93 Posts: 2,182 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    74jax wrote: »
    Can you elaborate for me, it might help me convince him to make one.

    At the moment me as his wife and his mum as sill alive would inherit if he died without one.

    I'm trying my hardest to get him to do one using will aid, so need all the ammunition I can get.

    Maybe I'm being a doom and gloomer here, but is it possible he doesn't want to make a will because you might become aware of the contents, and maybe has something to hide? I only ask if it's possible that there's something you don't know and to make a will without provision to that thing could cause more long term problems? No secret kids or anything?
    #KiamaHouse
  • 74jax
    74jax Posts: 7,930 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Errata wrote: »
    What's his mum got to do with it? If he dies intestate you would get the lot and mum would get nothing.

    I get to a certain point, the majority would go to his mum, or his sister if she isn't around. This isn't a problem, his will can state this if he likes, I just want a will to make it easier and quicker to deal with whilst I'm obviously grieving. He won't make one.
    Forty and fabulous, well that's what my cards say....
  • 74jax
    74jax Posts: 7,930 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    JoBatch80 wrote: »
    Maybe I'm being a doom and gloomer here, but is it possible he doesn't want to make a will because you might become aware of the contents, and maybe has something to hide? I only ask if it's possible that there's something you don't know and to make a will without provision to that thing could cause more long term problems? No secret kids or anything?

    Maybe that's why he's so anti kids too:rotfl: I'm pretty sure it is just what he says tho .

    we sat in the solicitors and really couldn't bare to say my wife gets 50%, my mum 30% etc, he just couldn't do it, he said it's openly saying I love you x amount and you x amount. He'd rather just not deal with it. Ridiculous if you ask me but nothing I can do .
    Forty and fabulous, well that's what my cards say....
  • no1catman
    no1catman Posts: 2,973 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped!
    It's something I Must do soon - you never know when that bus will hit .....
    Worse comes - my siblings get it (not my partner or the cats home) and since we are 'estranged' it's not an eventuality that bares thinking about.
    Why not? It's the how - DIY of (expensive) solicitor, and then thinking about the little things - what would happen to '?' and should some things go to my Partner's nieces? And if so what to whom?
    Maybe I should do a 'basic' then add codicils.
    The other thing - one for my Partner, can I be the Executor when I'm the main beneficiary - assuming I'm still around?
    I used to work for Tesco - now retired - speciality Clubcard
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    no1catman wrote: »
    The other thing - one for my Partner, can I be the Executor when I'm the main beneficiary - assuming I'm still around?

    Yes. It's usually done that way - the spouse/partner is the executor and the main beneficiary.

    What you shouldn't do is be a witness - if a beneficiary witnesses the will, they don't get their inheritance.
  • Primrose
    Primrose Posts: 10,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've been Money Tipped!
    Yes you can be the executor when you're the main beneficiary. Many husbands and wives fulfil a executor's role for each other but be sure to appoint an alternative executor in the case of your unexpected death.
  • Mrs_Z
    Mrs_Z Posts: 1,121 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    We don't have wills sorted, we keep mentioning it every now and again but don't do anything about it. I keep putting it off as our affairs could be complicated - having property in 2, maybe eventually in 3, countries. So would that mean 3 different wills?

    Also, whilst I'd be happy for OH to have everything should I go first, if we were to go together, at that point I'd rather my half went to a charity of my choice, rather than his off spring from a previous relationship and I feel rather mean saying so and I quite struggle with this myself...

    And then there is the tax side to be considered as well...
  • We don't have wills, purely because of laziness. Under intestacy rules, our estates would go to the surviving spouse in their entirety as we're well under £250,000 each. Of course there'd be a probate delay which isn't ideal.

    Having worked in a law firm that dealt with probate and now working in finance and dealing with tax and trusts I have no excuse really.

    However we are expecting our first baby in November and I do intend to sort it out after that as there will also be the issues of guardianship, making sure the child is provided for etc.
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