📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

IA's 'Does my bum look big in this Debt?' Diary

1426427429431432476

Comments

  • damn those pesky kids.. :rotfl:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Talking of pesky kids .... it's school pick up time ..... oh the joys of standing in the playground for half an hour! Get there at 2.50pm, son finishes at 3pm, DD finishes at 3.15pm but never gets out before 3.25pm because she goes to the library after school ...... *sigh* catch you later ;)
    Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015

    :j BabySpendalot arrived 26/6/11 :j
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Hiya - in our area you just get 12.5 hours of nursery a week, rather than 2.5 hours a day. So they can go, say, all day Monday and Tuesday, and half day Wednesday, or they can go 5 mornings a week, or 5 afternoons a week - whatever you prefer (although you have to put their name down and it's first come first serve on getting the hours you want). But if they do that near you, it would give you a bit more freedom to get some part time work.

    Re the carpet - I think you should keep it looking grubby, and give big puppy dog eyes to the camera and tell them how much you would love a clean new carpet for your children to play on - and then hope that one of the big carpet companies is watching and steps in to re-carpet it for free for you. It would be great publicity for them! Hehehe.
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Snaggles wrote: »
    Re the carpet - I think you should keep it looking grubby, and give big puppy dog eyes to the camera and tell them how much you would love a clean new carpet for your children to play on - and then hope that one of the big carpet companies is watching and steps in to re-carpet it for free for you. It would be great publicity for them! Hehehe.
    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • *sigh* there's no point me looking for work. Not only would we have to pay for K.. we'd have to pay for Ash during the school holidays as well.
    gaaah. Everytime I get a glimmer of hope it's trashed. :wall:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    You would be able to include the cost of holiday time childcare in your tax credit claim though - I think there are 13 weeks holiday a year roughly, so you find out how much per week, times by 13, then divide by 52 to get the weekly cost.

    Did that make sense? :o
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Snaggles wrote: »
    You would be able to include the cost of holiday time childcare in your tax credit claim though - I think there are 13 weeks holiday a year roughly, so you find out how much per week, times by 13, then divide by 52 to get the weekly cost.

    Did that make sense? :o
    I think so... but we'd still end up with big bills every now and then! Either way I'll grab some info on prices etc when we go on friday.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • JET34
    JET34 Posts: 1,144 Forumite
    *sigh* there's no point me looking for work. Not only would we have to pay for K.. we'd have to pay for Ash during the school holidays as well.
    gaaah. Everytime I get a glimmer of home it's trashed. :wall:

    are you sure your not talking about mine!!! it's always trashed
    P.s I know you meant hope... The way I see it is that this just another challenge for you to conker(sic) and I am sure you will!! Now stop worrying over the thing's you cannot change (can you tell that's what i've been repeating to myself) and enjoy your Girls and Ste...... (ohh I came over all mummiez again)
    DEBT FREE 23/FEB/07 TWO YEAR's!! £2 £1020.00 Banked New total £268+ and counting SAVINGS 3000.00- ISA £30. :j
  • JET34 wrote: »
    are you sure your not talking about mine!!! it's always trashed
    P.s I know you meant hope... The way I see it is that this just another challenge for you to conker(sic) and I am sure you will!! Now stop worrying over the thing's you cannot change (can you tell that's what i've been repeating to myself) and enjoy your Girls and Ste...... (ohh I came over all mummiez again)
    :rotfl: there really is no hope if I keep making typos like that!

    Thanks though;)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    If I understood it right, you will only have a very small shortfall - and you are pretty much an expert at finding money from nowhere, so I'm sure you will cope. On paper we have a big deficit at the moment, but with overtime, cutting back as much as we can and finding extra money from cashback sites, bingo etc, we are managing. And Hypno is another great example of someone who admits to a deficit income, but still manages to pay big chunks off her debt AND save for her girls to go skiing etc.

    You will survive....oh as long as you know how to love you know you'll.......oh, hang on, got lost in karaoke for a second there...... :D

    Is Ste not due a payrise any time soon?

    And there's always the band - presumably you will be wanting to do some gigs (if you ever find a singer :rotfl:), which might bring in some money (small at first I would think, but may increase as you get yourselves known).

    There's always hope chick!
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.