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IA's 'Does my bum look big in this Debt?' Diary

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Comments

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Good morning all! Ste's wages went in today and we have £122.31 flinging it's way through cyberspace over to the savings account as we speak.. :D
    Meaning the grand total will be £377.84 when that's cleared... ahhh we're so close! Only £100 away!!
    Anyway should hopefully get the 33.01 cheque from envirofone today but ste's got the double buggy so I can't bank it.. :wall:

    Anyway.. have got that still to come.. £5.20 scheduled for payment from quidco so I think they pay out at the end of the month sometime?
    Also we'll save another £22 in tax credits on weds.. so that'll be £438.05 by end of next week hopefully depending on when things clear..
    £29.31 short of paying citi totally off!!!!!

    Sooooooooo close!!!! gaaaaaaaaaaaaaaaaaaaaaah!

    Just have to hope for a bit of good luck that the cheque arrives soon and that quidco pay up..

    The question is.. do we pay off what we have at the end of next week.. or save it until we can pay it off in one go?? :think:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Karmacat wrote: »
    Hi IA

    Been off for a week or so, and look how well you're doing! Wow. :beer: I love the way you snowball so efficiently.
    I've never thought of it as snowballing to be fair.. I've always thought of it as being skint and whacking all our money into savings until we can pay stuff off.. lol
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • mrsspendalot
    mrsspendalot Posts: 3,238 Forumite
    I would pay off what you have at the end of the week, then it is gone.
    Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015

    :j BabySpendalot arrived 26/6/11 :j
  • JET34
    JET34 Posts: 1,144 Forumite
    I would pay off what you've got at the end of the week too that's if I was you!!
    DEBT FREE 23/FEB/07 TWO YEAR's!! £2 £1020.00 Banked New total £268+ and counting SAVINGS 3000.00- ISA £30. :j
  • beanielou
    beanielou Posts: 96,053 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have to agree pay off what you have as you have it & then you cant dip into it.Thats just what I would do as I could be tempted to dig into it!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    Definately pay it off at the end of the week..... no doubt u'll make up the shortfall really quickly anyway :T

    Sarah x
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • tigzem
    tigzem Posts: 2,361 Forumite
    Meant to say at work we have this calendar with quotes on each day - yesterdays was "Good managment is better than a good income" - I thought of you straight away!!
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • JET34
    JET34 Posts: 1,144 Forumite
    After reading your other thread I would DEF pay off what you can at the end of the week ...........
    DEBT FREE 23/FEB/07 TWO YEAR's!! £2 £1020.00 Banked New total £268+ and counting SAVINGS 3000.00- ISA £30. :j
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    tigzem wrote: »
    Meant to say at work we have this calendar with quotes on each day - yesterdays was "Good managment is better than a good income" - I thought of you straight away!!
    Story of my life! ;)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • tigzem
    tigzem Posts: 2,361 Forumite
    IA - need your help..... as you know I'm moving into my own place with DD on Saturday (eek) now I've budgeted for food @ £100 per month, but at the moment I only have £50 to spend on a months supply of food.... now I know you're good at this so thought could help out with ideas. Oh and it needs to healthy for me and suitable for a 2yr old. I have no inspiration whatsover and am dreading it.... x
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
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