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IA's 'Does my bum look big in this Debt?' Diary

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  • Yep. To be honest, we are managing ok enough at the moment for me to stay at home, and I am doing a degree from home anyway which takes up all my time. If the right job comes up next year after I graduate at Xmas then I may consider it, but if not I am happy staying at home for now and will look for a job when my youngest starts school as that will chop out nursery fees.
    Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015

    :j BabySpendalot arrived 26/6/11 :j
  • Woooooohooo! Just had a call from the housing association and they're coming on tuesday to fit us brand new pvc doors on our front door and store door :D Shame I had to write and formally complain because we were supposed to have had them a year and a half ago before they'd actually come and do them though.... :rolleyes:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Hi IA

    I just wanted to say congratualations on your race for life and well done for raising so much money.

    (Sorry for being so late sending this message!)
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • We've got £250 coming from my mum. Apparently the cheque's in the post.
    Bless my mum.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • awwww that is great Sarah .... she must be smiling down on you xx
    Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015

    :j BabySpendalot arrived 26/6/11 :j
  • awwww that is great Sarah .... she must be smiling down on you xx

    Race for life, karma?
  • Race for life, karma?
    I like to think so. :)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • bommer
    bommer Posts: 194 Forumite
    JUst to saY U will find something that suits with the kids eventually.don't stress about it.

    U r luckly to have them.

    Only wud say check your insurANCES AND PENSIONS WE NEVER NO WHEN WE WILL NEED THME - BLESS U

    Bommer
  • sammy115
    sammy115 Posts: 15,267 Forumite
    IA, lots of good news coming your way at the moment. New door, £250 (why don't you use that for christmas, it would be a shame to use it on your debts!)

    Shame about the nursery fees, but have you looked into perhaps using a childminder. I used a nursery with my first two (I didn't have to pay a deposit otherwise I would have been in the same boat!) but then changed to a childminder and have used the same one for 15 years. She is 'nanny' to Chloe now and she even put off retiring to mind Chloe. She is happy to be paid monthly when I get paid.

    Sammyxx
    Quality is doing something right when no one is looking - Henry Ford
  • beanielou
    beanielou Posts: 95,974 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on the £250 Sar.
    Childminder sounds a great idea! No deposit & a fair bit cheaper.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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