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IA's 'Does my bum look big in this Debt?' Diary

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  • The £100 cheque has cleared from the debt dieter comp and also it's tax credits day so we currently have £333.63 (had to use £10 last night to get nappies, bread and some mince for dinner.. :rolleyes:) in the savings and £70 in the main account :D Hooray for free money! wooooohoooooo! So we're all set for blackpool! :D
    Also on the way is a cheque for £6.22, the money from my mum and the money from Ste's phone... :)
    Ste's done that vanquis application for the £20 through tcb and funnily enough they said they couldn't give Ste an instant decision! lmao!
    I just applied and it couldn't give me one either! lol!!! Ah well screw them.. only applied for the cashback!!!! lol!!!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I applied last night for the vanquis one and couldn't get an instant decision either - but the cashback had tracked by this morning, so that is all that matters!

    Will be a sad state of affairs though if I can't even get a bloody vanquis card :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06 wrote: »
    I applied last night for the vanquis one and couldn't get an instant decision either - but the cashback had tracked by this morning, so that is all that matters!

    Will be a sad state of affairs though if I can't even get a bloody vanquis card :o
    That's what I thought! lol!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Yes it wouldn't give us an instant decision either .... but the £20 has tracked so that is all that matters to me.
    Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015

    :j BabySpendalot arrived 26/6/11 :j
  • I've just realised something, all this talk of me getting a full time job is pointless.
    To put the girls into nursery would mean paying a deposit for them both ALONG with a month in advance... considering the fees would be £1300 we would have to pay £1300 + deposit up front then another £1300 a few weeks later... :(
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Oh and Ste's £20 from vanquis has tracked too. :)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • wow that is a lot of money to find up front .....
    Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015

    :j BabySpendalot arrived 26/6/11 :j
  • wow that is a lot of money to find up front .....
    Exactly.. and more than our unsecured current debt!!! :eek:

    Evening/Weekend christmas job it is then!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • this is why I have stayed at home - childcare is soooo expensive and for me to work I would need one in nursery and afterschool care for 2 other children. I once worked it out and it would cost just short of £10k a year in childcare for me to go back to work!
    Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015

    :j BabySpendalot arrived 26/6/11 :j
  • So much for the government saying they're going to get more parents back to work eh?
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
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