The Super September 'Back to School' NSD Challenge!

t2rry

Aha! I found you all!

Could I please go for 20 NSD's again Marmite

Must do better this month...Really must do better... (my school reports literally never sounded anything like that - I was a straight A student, sadly I've not been as successful in adulthood!!!)

I don't keep up with the in a row very well so forgoing that this month. Budgeted galore. Have some allowable spends to stop me overspending just because we need to go to the shops. So petrol is allowed, as is milk, train fare, anything that OH spends from his allowance (I will count it as 'spent' the day I give it to him) plus a couple of events that are budgeted for I will only count as spend days if we go over budget. Hopefully that will keep me reigned in.

I have a full on weekend near the end of september with big events (weddings & dinners) on the Friday evening, Saturday & Sunday. Everyone else doing all 3 is taking the monday off work. Im considering not taking the monday as that day will fall into my season ticket for my commute. Im considering taking the following Friday instead so I still have a short week but save a days train fare too. Is that silly or ingenious?!!!???

t2rry

Just caught up on the thread - WOW loads of newby year 7's! Welcome one and all!

ALSO - SOMEONE MENTIONED CHRISTMAS!!!!! Yes team, we (I) want Christmas to come around ever so quickly....or just December even, that's only 14 weeks away - that's 14 weeks of money saving loveliness (hopefully), how much better life will be then.....!!!!!

Nargleblast

marmite, what is the penalty for someone using the C word in August? Something extremely uncomfortable, I hope.....

Nargleblast

Having said that I have subscribed to the OS 2014 C-word thread....

t2rry

I said it twice

ChopinonaBudget

Nargleblast wrote: »

marmite, what is the penalty for someone using the C word in August? Something extremely uncomfortable, I hope.....

Death by baubling

emm85

Hi, Can i join please? :wave:

I'm aiming for 12 nsd Have to do something! I can't get by from one pay day to the next and it's so bad on a '5 week' month' that i'm struggling to buy food in the final week before pay day. I'm really hoping this will help me budget better and get my debt down.

Cherry_Burton

Hi,

Can I join please? I have a lot of debt on not a lot of income.:sad: So I really, really need to stop spending. Please put me down for 8 NSD as a starter and I will go from there.

Cheers

Cherry

nearlytherenow

My month starts today as it is payday. I am planning for my first NSD on Sunday, fingers crossed!

Nargleblast

Welcome to all new starters. Head Teacher marmite will be along in due course to add your names to the Roll. Please familiarise yourselves with the rules on page one. (Rule number one - there are no fixed rules, you decide what counts as a no spend day. Rule number two - set a target and post here regularly. Rule number three- no using the F word, as in f a i l).
Enjoy this challenge!