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The Super September 'Back to School' NSD Challenge!

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  • Ooh ooh ooh! Look what the cat dragged in - NSD number 10!!!!!!

    Better get measured for that dunce's cap, I am not going to hit target this month.

    Oh nargle,don't be like that....isn't washing Igor's longjohns punishment enough?! :eek:
    kathy40uk wrote: »
    :T:T:T

    Well done; I forgot to say that today is payday and I haven't spent anything either............That's a well good feeling and a big change for me :D. Must mean that I planned and prepared better last month so getting back into this thread for the last few months has really helped me.............Big thanks to everyone for that :D:D

    That's great news kathy! Thanks. :)
    kathy40uk wrote: »

    Hmmmmmmmmmmmmmmm mine dragged in a mouse :eek:- found them 'playing' with the poor little dead thing when I got up for work :(. They didn't like it when I took it away from them and disposed of it.........neither did I :(

    On the brighter side though................Number 16 for me today :j.

    Will be a bit spendy tomorrow as I am going to pre buy train tickets and go to a friend's coffee morning but (another bright side:)) I have got one of the shifts back so will be working both Saturday and Sunday so should manage not to spend then either. Have had to look at car insurance as mine expires on 19th...........actually found that the renewal I got offered was slightly cheaper than the ones I got from comparison sites when excess etc was taken into consideration so have gone for that one and have renewed but the money doesn't get taken until 20th October when it kicks in so haven't spent till then for that and will get paid for the two overtime shifts on 25th so can put that straight back on the card which is good; would have been better if I had had the three shifts as that would have just about covered it all but two is better than one so am pleased about that.

    Feeling shattered at work tonight..........am hoping to stay awake until morning but feel it's going to be a long night; I think it's the getting up in the dark, it makes me feel like I've been here longer than I have but will soon get used to that I suppose :). Off to make more coffee ;)

    See you all tomorrow xx

    :hello:

    I used to hate the way that nights made me feel 'zombiefied'.I used to do 12 hour nights,but stopped doing them in 2006 for health reasons.I totally get what you say about how it getting darker sooner is a big influence.I hope that you sleep well today.Is it your last night?

    :eek:Do not read if you're squeamish! :eek:

    Years ago,when I was a teenager and we lived in the country,we had six cats.We got hardened to finding sweet little presents on the doorstep -rabbit entrails were a favourite.The worst I think was a nubby rabbit nose plus whiskers. :(
    The mummy cat was a great provider for her kittens and used to heave the odd dead rabbit through my open bedroom window and store it under my bed.I learnt to check under the bed every day. :( :eek:
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    edited 26 September 2014 at 9:46AM
    We are on fire!
    Our total number of nsds is now standing at 349!!!

    A few of us have got some cool prizes on the front page.

    :j:j:j:j:j:j
  • I have sort of fallen off the wagon.

    Yesterday,for example,I bought seven items all at sale price,so instead of paying the whopping sum of 659 francs,I paid 170 francs.Some of these items are for me,some will be presents for this year,next year and even the year after.

    As some of you may remember,I'm off-sick longterm and I only have one more full salary now before it goes down by 20%.I think that I'm in a bit of a 'panic buy' mode.I feel that it's justified,just as long as I don't go overdrawn,which I won't allow.I also want to put as much money as I can into my various budgets,so that they're well padded out.

    That's a long way of saying that yesterday was spendy.I won't get my 4-in-a-row now.Today should be non-spendy. :)
  • NSD 24 today. Payday for me and only food shop bought today out of food budget
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Woohoo!! It's payday! I am waiting for a rather large sum to depart my account :( It will help us to buy a house though so I'm not too concerned. I'm counting it as a spend when it goes though! I have checked and it's still there (I was told it could take a few days for it to happen)

    This week I've been fairly good. If we hadn't had a meeting with our mortgage advisor on Tuesday that would have been a NSD. However we were too tired and it was late when we were done so we went to 'spoons for a steak tea :)
    The rest of the week has been pretty good apart from one shop to buy things to cook for our Big Coffee Morning this morning. So I'm here to declare up to NSD #13 :j:j:jand I'm now wondering if I can make it 15 before the end of the month!
    NSDs January - 3/8 2017 total - 3
    declutter challenge 67/2017
    Goodreads Challenge 0/30
  • moohound
    moohound Posts: 1,209 Forumite
    Debt-free and Proud!
    edited 26 September 2014 at 6:26PM
    oops posted in wrong thread - bit tired today
    ISA £1675 :DMiniMoohound savings £3685.86 :T Plus £3800 CTF :)
    'MrMoneyMuststache' my new hero, Martin Lewis my long time hero
    Poacher turned Gamekeeper
    Roadkill rebel No 52 Aug £1.34p Sept 24p Oct 5p Nov 5p Sealed pot Challenge No 403 £176.66(2014) :staradmin NOV NST No 20
  • Another NSD for me today but I seemed to have lost count!

    Marmite can you please enlighten me? Thank you x
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    marmite you can be forgiven for spending in preparation for a reduction in income, seeing as you saved money doing so, and will save money at present-giving time. Remember the seven Ps......Prior Preparation and Planning Prevents P**s-Poor Performance! (Not my invention, I hasten to add, what with me being a lady, like.....but a true saying, none the less)
    One life - your life - live it!
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    NSD 7 please.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • My,it seems ages since I have been here.

    Well,I had NSD's on Sept 18th,21st and 25th.

    So that makes it NSD's # 8,9,10 :j.
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





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