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Collectica notice of enforcement (no insurance)

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Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    edited 19 August 2014 at 11:45AM
    No .


    You should have disputed the debt with the debt collector, not simply paid them!
  • sarmia
    sarmia Posts: 576 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Why not, the car has been insured where I have been living and the car has been kept?
  • sarmia
    sarmia Posts: 576 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    The debt collectors where horrible and said if I had not paid the fee would go up loads, I was scared and didnt know what to do so I paid on my credit card. They wouldn't even tell me what the fine was for. Will I get off the points?
  • you don't get fined by the DVLA for no insurance. thats a police issue, so were you ever stopped had your vehicle impounded? or given a hort 1 producer to produce you documents to you local station and failed to do so and upon checking at that time you showed as not insured.


    Or were you issued a fine by the DVLA for not declaring SORN untaxed? and the fines and court fees escalated into this amount?
  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    Are you sure it is not VED?
  • sarmia
    sarmia Posts: 576 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thank you for your reply.

    The fines were for court fees and a fine for no insurance and then collecticas fees as well. Never been pulled up always had tax and insurance. Presume I was zapped driving. I spoke to the DVLA yesterday and they said to write to their enforcement department to appeal so I sent a copy Should I speak to the police instead?
  • sarmia
    sarmia Posts: 576 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Whats a VED?
  • sarmia
    sarmia Posts: 576 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    All correspondence went to an old address so I didnt know anything and anything.
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Vehicle excise duty aka road tax
  • sarmia
    sarmia Posts: 576 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thank you for the replies.

    I paid because I was scared this would affect my credit rating and spent all weekend in bits.

    Turns out I had been charged for no insurance in October 2013 however I had a policy run from June 2013 to May 2014 paid in full at the start of the policy, fully taxed too. Correspondence had gone to a previous address. I moved out of this address, lost my log book and sent a chq and new log book form to the dvla and when I moved again in January I found my old book, rang DVLA who said they hadn't had the form ( I had completely forgot) and I sent the old one off and my address was changed in March. I don't know why the new address hadn't been picked up. Anyway I called DVLA yesterday and they said Id been prosectued and the case was closed (due to payment through the bayliffs). I dont now know what to do. Is it a police matter? I have sent the dvla enforcements copy of my insurance for last year with letters confirming my address changes.

    Still worried about a CCJ.
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