Life after an iva ... The journey into the debt free world

boredofbeingathome

Hi Tibawoo, didn't want to read and not leave a comment. Please remember that one bad day, doesn't mean everything is bad. It is not easy, but every day is another step forward.

For DD, could another friend take her to the party? It would be a shame for her to miss out on it when everything is already bought.

Bob x

tibawo

Still not in a real positive state of mind this morning, I think it is purely money based. I know I should be thankful for what I do have but until work starts coming in it is just so hard. Least when money is around I do put a little onto grocery cards so there is, for the time being food in!

Dd did go to the party and had a fab time, I think was to do with a sweet trolley that was there!!

Can't decide what to do today.. About to go and push my Stp tracks as only $1 off cashing out to paypal.

Dd's pumas from ebay for Xmas came yesterday. They are in good nick so something else towards Xmas.

tibawo

Managed to request the payout from Stp, just seen a fab job online but it is over an hours drive away. This puts me off due to the childcare but the pay would be nice.

Nothing much else.. Hope to be up and firing tomoz!

tibawo

Washer on... Hope this get up and go attitude continues! Made a list of things that need doing today. Money still remains an issue for the bills and realised dds have events these next two months so need a plan of action.

Task two... Just got the three Stp to do which I'll do once I'm thru on here. Nectaradpoints really wacky this week, problems loading page, no adverts and today find that last weeks bits I did do have not credited. Looking at tha bubblews and clix to see if worth doing them.

Task one ... Has to be to get the budget done. Had an email as car insurance due soon.. Quotes are twenty pounds a month less than what I pay now.

Task three... I think has to be the list of jobs... Bits to drop off at people's houses, magazine to sort, check uniforms ready. Would like to do something with girls but sure what though.

tibawo

been to the ritual signing on today.. got the same guy as last week as soon as he said my name I groaned inwardly. Mainly because I don't want to do the universal online job match and was expecting him to promote it again and moan I'd not done it. I had however got screen shots of online searches and copies of emails for job app receipts and I think he was impressed! He actually smiled and laughed with me.


Getting the girls ready for school tomoz but have to report that stp money now in paypal but I have already ear marked for things in ebay. Also been accepted for a studio account, purposely ordered things for under the tree for xmas from mum and have TOLD her not to give me money but to insist on the bill.


I feel financially free with the credit I have got so far, but it is so easy to think yeah I just put that on the credit card cause I have one. The test will be now whether I realise it is not my money. One of my friends has suggested that once my hours come in at work to use it for petrol and when mileage comes in put it straight back on card. I like this idea as mileage comes monthly [ we get paid fortnightly] but I've already paid it out so wont realise as such [if you get me?]


rest of day getting ready for dd first day at secondary school tomoz.

tibawo

Getting really annoyed with talk talk internet as it keeps flicking off often when I am in the middle of something. I have typed my diary entries and then wham, it goes and I can't recover it so decided to move on. It is not getting quite ridiculous.

Anyway on a more positive note I have put up a washing line. It is not exactly where I want it but it does the job and saves on the dryer whilst we have the nice days!

Paid the rent and working through the other bills.

Daily clicks going ok. I think Stp and nectar will just be ad hoc. Still need to get another one to get into.

House looks good for a Saturday morning so not much to do on that front today.

This weekend I am going to look at the balance board and game on wii to set up exercise for me. Girls now back at school so will soon be able to work out after school stuff and slot that in!

Wine time tonight with X factor! Or is that whine time?

tibawo

All washing done and is on the line... Hopefully won't have to use dryer again today so that saying on the leccy bill!

Girls will be both back at school tomoz so I can sit down and examine the finances without interruption. Looks like I will not be renewing car insurance with direct line who are now £200 more than quotes I have been looking at.

Hadn't realised super points is back so will put that onto my click list. Done all but Stp today. Still no nectar ads.

Apart from hoovering house not looking too bad. If still no work this week I think I will tackle under the stairs etc.

tibawo

Once the girls were at school it was bliss having such a quiet house.. It was so tempting just to chill!

Whizzed round the house and put washing on. Still got living room to tidy but will be done whilst girls at their clubs. Determined to keep this up as only took half an hour rather than all the nagging!

Clicks all done apart from Stp... Might do this later.

Not got the jobs I was intending to do sorted as a mystery shop came up and was too good to refuse. I have however ordered a new phone. I discover to day that I could have an I phone and the sim allowance for £2.50 more than what I pay now so seemed daft just paying for a sim alone. I will now sell cheaper models on car boot!

boredofbeingathome

Sounds like you have a lot of stuff on the go with clicks and whatnot. I used to do Mystery shops and am still signed up to a couple of companies, so may give them a try-thanks for the reminder

tibawo

Morning not off to its usual start as dd1 rang in a panic that her cousins had forgot to wait for her and she was going to be late so I had to pull clothes on and drive her. What a softy I am as there was still enough time for her to walk... Think it's cause she is still settling in and I know she panics over small things and would be stressed about it all day.

Going to put washing on in a sec as might as well keep on top of it whilst weather is fab to dry it... Saves on the leccy bill. Really wish more work would come through though.

Nearly done clicks for today, then will blitz house, paperwork and nip into town... Mainly as want to book stall for car boot tomoz. I also have a list of jobs to tackle which I might as well do while no work. This is hard though as some I need to buy things for to do them but don't want to break the bank as got to be watchful of the bills!

The iPhone is now ordered. These things scare me as it is nice to be able to get myself back on my feet but am not sure if I can trust myself yet not to mess up again. I suppose there is only one way to find out!