IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

READ THIS BEFORE YOU START A NEW THREAD ABOUT ZZPS or DEBT RECOVERY PLUS!

Options
12526272830

Comments

  • MrReddy
    MrReddy Posts: 18 Forumite
    10 Posts Name Dropper
    Hello Everyone,
    Just received this letter (2 same letters dated 24th Sep and 25th Sep) from QDR solicitors and asked me to respond in 30 days and I do not have much time left now. Could anyone here please tell me if I should respond to this letter or not? QDR has sent this on behalf of ZZPS and not Saba.
  • Redx
    Redx Posts: 38,084 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    edited 19 October 2020 at 10:51AM
    Treat it as a formal LBC and follow the advice in post 2 of the newbies FAQ sticky thread near the top of the forum

    Why ?

    Because it mentions 30 days and includes financial forms , hallmarks of a true LBC

    The main thing is to email the SAR to the PPC to their DPO to gather your data , which can be done anytime , but prepare for a court claim pack from the CCBC in Northampton , by reading other recent court case threads on here

    Do not use their forms !!!
  • MrReddy
    MrReddy Posts: 18 Forumite
    10 Posts Name Dropper
    Redx said:
    Treat it as a formal LBC and follow the advice in post 2 of the newbies FAQ sticky thread near the top of the forum

    Why ?

    Because it mentions 30 days and includes financial forms , hallmarks of a true LBC

    The main thing is to email the SAR to the PPC to their DPO to gather your data , which can be done anytime , but prepare for a court claim pack from the CCBC in Northampton , by reading other recent court case threads on here

    Do not use their forms !!!
    Thanks a lot for your reply!
    coupon-mad stated on page 1 of this thread - "4. Debt collectors like Debt Recovery Plus or ZZPS or TNC cannot litigate." Does this mean that ZZPS can not take me to court (even by using QDR), only Saba can? 
    Thanks.
  • nosferatu1001
    nosferatu1001 Posts: 12,961 Forumite
    10,000 Posts Third Anniversary Name Dropper
    They can try, you would havea  very good argument why theyre not able to . 

    But dont post further here. 
  • D_P_Dance
    D_P_Dance Posts: 11,591 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Let them take you to court where they might struggle as many judges regard this particular claim as a waste of court time, read this,

    https://en.wikipedia.org/wiki/De_minimis


    You never know how far you can go until you go too far.
  • Hi I appealed and gave my name as the driver in an honest law abiding way as I had an elderly infirmed relation in a wheelchair with me In a narrow car parking space, i needed a little more room to get her wheelchair out and went over the bay lines, this was all before I heard about your site. I have now received my first debt recovery letter, please could you point me to the thread on your site of what to do next. 
  • Le_Kirk
    Le_Kirk Posts: 24,619 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You need to go to the NEWBIE sticky; it is one of the announcements with the pink/red colouring at top of the first page of the forum called NEWBIES please read this first, all the help you need will be there.
  • bamme89
    bamme89 Posts: 66 Forumite
    10 Posts Photogenic First Anniversary Name Dropper
    hi all, so before I found this forum and these posts, I rang a debt collector about a missed PCN when I managed to recover mail from an old address (noted to update my V5C and not just my driving license!). This particular unpaid PCN is still in debt collector letter stage, I havent yet received anything titled 'letter before claim'. Have I screwed up the rest of the process on the newbie sticker by calling them?
  • Umkomaas
    Umkomaas Posts: 43,394 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just forget this and get on with tackling your main issues the n number of parking tickets you've accumulated by starting a new thread of your own.
    Please note, we are not a legal advice forum. I personally don't get involved in critiquing court case Defences/Witness Statements, so unable to help on that front. Please don't ask. .

    I provide only my personal opinion, it is not a legal opinion, it is simply a personal one. I am not a lawyer.

    Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.

    Private Parking Firms - Killing the High Street
  • ok troops maybe I can’t see the wood for the trees here, but I’ve clicked on the clicky link thinking I would find a form or wording to send to these idiot debt collectors or something pointing me in the correct direction and I land on this page, can someone keep me right please?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.