Zero hour contract sick help!!

nannytone_2

keitht53 wrote: »

Whilst you are still receiving WTC your options are limited. Both ESA (Income Related) and Income Support will take the WTC into account i.e. they will take the amount of WTC off anything you might get on ESA or IS. However, simply being in receipt of one or other of these income related benefits opens the door to other assistance such as Housing Benefit.
ESA is your main option as it continues to pay NI Credits even if you don't get a cash payment. IS is more 'brutal' as you qualify for payment or you don't qualify at all.

the OP will get NI credits through child benefit

Indie_Kid

blondebubbles wrote: »

Just a question myself for future - Does esa only take into account working tax credits? Or child tax credits also?

Reason I ask is although the childcare element is an element of WTC, it is paid with CTC so would ESA include it?

ESA doesn't take into account money paid for children. Unsure about your last bit though.

nannytone_2

blondebubbles wrote: »

Just a question myself for future - Does esa only take into account working tax credits? Or child tax credits also?

Reason I ask is although the childcare element is an element of WTC, it is paid with CTC so would ESA include it?

i was wondering that myself.
the childcare element of wtc is paid to meet a specific cost, so really shouldnt be included as income. but i dont know hardly anything about tax credits. but this is a grey area as the benefits are overlapping.as you said though ... if the OP is paying £40 a week that would mean her childcare costs must be in excess of £130 a week.
she would be receiving 70% of those. after the op's $40 that would leave tax credits paying about £90 a week.
yet the op says her wtc are £100 a week.
on an income of under £100 a week, surely her wtc would be more than £10?

nannytone_2

in that case, her wtc would wipe out any entitlement to income related ESA.
but as i mentioned ... her housing benefit and council tax support should increase.

Misstoni_2

blondebubbles wrote: »

The amount the OP quoted for WTC shouldn't include childcare though as it's not paid with WTC but CTC.

By my calculations, the OP should be on about £300 WTC every 4 weeks and CTC of £253 every 4 weeks plus then 70% of her childcare costs.

Maybe need OP to confirm figures to make sure her award is correct.

I'm on 303 every 4 weeks working tax
143 a week child tax which is also the 70 percent nursery money
And then 100.08 a week wage
Also 20 a week child benefit

His nursery is 40 pound a day mon weds fri which I work I can't put him half day usually because my job is 7.30 until 9.30 with some gaps I only get paid the time I'm in a clients house I don't get paid for walking between houses and sometimes I have hour breaks but obviously can't have my son for one hour. The job isn't ideal but a jobs a job.

36 a week I put towards nursery then I pay council tax and rent aswell x

nannytone_2

seems to me you dont have an awful lot of choice at the moment.
you either stay employed and keep your wtc and get more housing benefit and council tax support. you would need to either pay for your childcare out of that or remove your son from nursery. obiously then there would possibly be an issue resuming childcare when needed.
or you stop working... stop your wtc and childcare and either claim income support or ESA. you would receive full housing benefit and council tax support.
income support would be £72 a week, ESA would have the opportunity to rise to £100 a week but only if you pass the assessment.
either way, the childs father should be cintributing to his upkeep.
is there a reason why he isnt?

cmcavon

blondebubbles wrote: »

I've worked with people who've had spd and still worked til 7/8 months gone.

I'm assuming it's something that has different levels of severity?

Not asking to be rude, I honestly don't know much about it.

Yes everyone with spd will have their own range of pain-free movement. Some can manage well whilst others are in agony. I couldn't get up the stairs.

missbiggles1

Misstoni wrote: »

I don't earn 111 pounds only 90 so won't be eligible do I have no other options? thanks for replying xx

That's below NMW.

Misstoni_2

Hi everyone thanks for all your advice. I just rant tax credits who checked my claim and said based on my claim they do not need to be Informed if I am on esa as esa acts as a wage for 28 weeks after this my working tax will end.

Misstoni_2

The man just said I don't have to inform them and I said are you sure he said he's worked there over 14 years he is certain. X