BookWorm's MFW Chapter

BookWorm

selloptape wrote: »

Lovely to see you BW, fab progress x

Thank you selloptape:)

CathT wrote: »

Hi BW, great progress and figures. Have you managed to knock 10 months off your end date during 2018, that's amazing!

We've a similar end date, currently March 2028 here but hoping to knock 3 months off this year. New fixed rate kicks in April which will help a lot.

Are you going to be popping in more regularly?

Thanks Cath . I'm pleased too. Just goes to show the small payments do make a difference over time. I will be trying to post more

Hazelnutty wrote: »

Well done, BW, those are great figures!

Thanks Hazelnutty

BookWorm

Well first day at work completed for the year. I did wonder for a few seconds whether I would have to go in at all, as I received an email from the lottery first thing this morning.......... However, sadly it was only a £4.40 prize, :rotfl:which although still lovely is not going to get me far. However, I have dutifully paid it as an OP to the mortgage, so that is my OP's off for 2019 :T


I'm struggling with work lunches at the moment. I thought it was just a run up to the festive season slump, but I'm not so sure since I can't shake it off.
I'm finding it hard to make lunch at all and if I do, I just don't fancy anything that I make/take in. However, I can't keep (and don't want to) buying lunch. I need to figure out some new ideas /get some inspiration from somewhere. If anyone is reading this has some tips or ideas, please feel feel to share them with me


Bit of survey news - first two payments of the year requested:


- £10 vouchers requested from CP
- £25 cash payment requested from 1P


BW

BookWorm

Work done for another week. If only they were all this short?! :rotfl:


Small OP made of £8.62 from interest/ bank bonus payments
Not much else to report


BW

BookWorm

Good evening.


Not much to report. Small OP of £4.07 made from cashback item. Otherwise just ticking along


BW

CathT

Quietly plodding here too. Trying to maximise survey/Cashback earnings but other than that it's simply a wait for payday!

BookWorm

Hi Cath - yes payday seems to be a long way off still!


I have the delight of my car insurance being due this month as well. It's gone up by almost £50 since last year. I've started to look for alternatives but it's not looking good so far


Today has been a particularly challenging on the work front. I'm very glad to be home


However, in slightly better news, I won £10 on a scratchcard (which was also a gift!)


BW

CathT

My provider put up my policy. I had to ring them for renewal quote so said I'd do some shopping around and they reduced it by around £60. I didn't even need to do a hard sell. Hopefully you can get a better deal.

BookWorm

Well the intention to post more is clearly not going well :rotfl:


Things are good, just very busy. Since I was last here I've changed jobs. Now that I'm settling into a new routine, it's going well.


Still chipping away at the mortgage and today is actually a landmark day for me...as I've dropped into the 50's for the first time :j I'm pretty excited about it and couldn't resist sharing the news.


I hope that everyone who may read this is keeping well.



BW xx

hiddenshadow

Congrats on the mortgage milestone!

CathT

Brilliant progress and congratulations on the new job. Hope to see you on here more often