BookWorm's MFW Chapter

CathT

Thanks BW. Have you read 'the olive farm' by Carol Drinkwater? It's a really good read.

BookWorm

No, I haven't, although have seen it recommended a few times now. Will add it to my list - thanks Cath!

BookWorm

Another item sold on the Bay :T £26 OP sent.

A quiet day pottering at home. I was going to pop out but someone has blocked my drive so I can't get out. I could go and find out where the person is I'm sure, but not really feeling up to the aggro

cookie9

Good news on your ebay sale but Grrrr! to the person blocking you in.

mortgage_girl

Well done on your op. :j Hope you had a fab time at Harry Potter.

MGx

BookWorm

Just wanted to pop in and wish everyone a happy new year. Hope that 2018 is a good one

******

I've not been posting for a while now. I had to take a break from MSE as I was finding it was taking over my life in an unhealthy way. I didn't stop my MSE ways (well a bit more spendy but not too bad) - just a break from posting.

I've been slowly spending more time here again, and reading rather than posting, in last few weeks. Still not sure whether I will come back to posting FT - but will see. However, I will do an end of year wrap up shortly

BW x

BookWorm

Ok so here is a summary of where I ended up at the end of 2017:

LTV - 59.26% (down from 64.73%). Pleased with this as I am now below 60% LTV which was my target for remortgage in May.

Balance - £68,150 - yes had to round this down (down from £74,447.63)

End date - reduced by 10 months - now May 2029

Daily interest - £3.47 (down from £3.76)

OP's for 2017 - £2,707.82 (this was lower than 2016 £3,110.63) - I always knew it would be a stretch to match or beat it. However, still chipping away so I'm happy with that.

Total OP's since starting MFW - £17,207.82 :j

Surveys - I had a bumper year - with a total of £1,002.31 - which is my best ever! (year before was £668.25).


Not massive figures - but plodding along - and continuing to head in the right direction

BW x

muddywhitechicken

Happy New Year to you too BW and very best wishes for 2018
MWCx

BookWorm

Thanks MWC x

hiddenshadow

Happy new year, BW! Nice figures for 2017.