Are people happy with Legal and General Home Insurance

brookhouse

The MSE Legal and General Home insurance Extra cover offer with £70 Amazon vouchers has come out nice and low for me.

Obviously they are a well-known company and MSE would not link with a poor provider I hope!

Are people happy with them?

My next best price option is Liverpool and Victoria who seem to have a good reputation on the review sites.

Thoughts?

InsideInsurance

Which? put them in the bottom quartile at 33rd out of the 40 reviewed

http://www.which.co.uk/money/insurance/reviews-ns/home-insurance-companies/legal-and-general-home-insurance-review/

Obv the majority of people dont claim, dont change their policy mid term etc and so price is the most important thing to them

PaulBear

I am quite p***ed off about this deal as I have been with L&G for 3 years now getting my policy cheaper each year after haggling.
I saw this deal and also TCBs £70-70 cashback but both are for new customers only, both quotes were also c.£10 dearer than renewal [£60 cheaper after deal].
I have telephoned L&G and they confirmed that I am on the lowest rate [£127 H&C £300xc] and they cannot get it down or use a code for a deal.
It looks like the only option I have is to go elsewhere even if it means paying up to £20 more this year so that next year I can get a better deal!

FYI I have never claimed off my H&C insurance and live in a basic 3 bed mid terrace in Kingston Upon Hull so do not compare with more expensive areas.

claire07

I was with L&G last year but due to their renewal increasing I checked comparison sites and was going to go with someone else. However on seeing Martin’s email where they were offering a £70 Amazon Gift Card for going through the link and quoting MSEDEAL it made their quote competitive.
However now I've got the policy they are saying that I will not be eligible for the Gift Card as I was a previous customer and this is in the T&Cs. I looked through these at the time and could see no mention of an exclusion or I’d have gone with another company.

brookhouse

I went for the L&G in the end - Liverpool and Victoria looked quite good but I objected to the £32 set up fee which they keep even if you cancel in the cooling off period (doesn't seem right to me).

I am resigned to shopping around each year as the haggling is less effective these days.

Last year I had Tesco Home insurance and two Tesco car insurances - they've lost the lot by offering stupid renewal prices and refusing to budge.

indesisiv

PaulBear wrote: »

I am quite p***ed off about this deal as I have been with L&G for 3 years now getting my policy cheaper each year after haggling.
I saw this deal and also TCBs £70-70 cashback but both are for new customers only, both quotes were also c.£10 dearer than renewal [£60 cheaper after deal].
I have telephoned L&G and they confirmed that I am on the lowest rate [£127 H&C £300xc] and they cannot get it down or use a code for a deal.
It looks like the only option I have is to go elsewhere even if it means paying up to £20 more this year so that next year I can get a better deal!

FYI I have never claimed off my H&C insurance and live in a basic 3 bed mid terrace in Kingston Upon Hull so do not compare with more expensive areas.

Can't you just start a new policy and end your old one? ie Not renew it. I have done that in the past when the insurance company refused to match their own price!

koenig

Has anyone managed to get the Amazon giftcard and cashback?

chanz4

still not, I bought in aug also so only days togo

Credit-Crunched

brookhouse wrote: »

The MSE Legal and General Home insurance Extra cover offer with £70 Amazon vouchers has come out nice and low for me.

Obviously they are a well-known company and MSE would not link with a poor provider I hope!

Are people happy with them?

My next best price option is Liverpool and Victoria who seem to have a good reputation on the review sites.

Thoughts?

It is amazing what a referral fee will do to a websites ability and desire to recommend...

chanz4

myn came in the post today, they are not a bad insurance provider. Good deal, I dont just take what mse say as sometimes not that good

kingstreet

We've just started using L&G, so I've changed from Paymentshield and its Defaqto 4* star product to L&G's 4* product which includes trace & access cover.

It seemed hypocritical to harp on about it, but not to have it myself.

£800,000 bedroom-rated buildings cover on a four bed detached in ST18.

£40,000 bedroom-rated contents cover.

Automatic £100 excess, £250 escape of water, £1000 subsidence etc with full accidental damage cover on both.