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Threatening letter from insurance company

command
command Posts: 226 Forumite
Part of the Furniture 100 Posts Combo Breaker
Hi,

I recently had to cancel my car insurance as I no longer had access to the car. The company I was with asked me to pay a cancellation charge of over a hundred pounds! I thought this was too much, but I paid it anyway to avoid any hassle. Now, I've been landed with a letter asking me to pay an outstanding amount of "£0.00", (yes, that's right £0.00) or they will pass my details on to debt collection agency and this will result in an additonal £20 charge! Is there any way I can get back at this greedy insurance company?

Thanks.
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Comments

  • knightstyle
    knightstyle Posts: 7,085 Forumite
    Part of the Furniture 1,000 Posts
    Send them a cheque for £0.00 ask for a receipt and see what happens.
  • londonTiger
    londonTiger Posts: 4,903 Forumite
    just call them, it's a computer error.
  • facade
    facade Posts: 7,298 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    As above, you have to pay it. ;)

    Donkeys ago, I had an electric bill for £0.00 (can't recall why now)

    Anyway I ignored it, like you would, then got a red bill, with dire warnings of disconnection :eek:
    As this was in The Olden Days I took it to the MEB shop to "pay" and the cashier put it through the system, which cleared the "arrears" and "non-payment".

    Apparently, an unpaid bill is an unpaid bill, even if it is for £0.00 :D
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • jaybeetoo
    jaybeetoo Posts: 1,343 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Please do name the company - they deserve to be shamed in public!
  • oscarward
    oscarward Posts: 904 Forumite
    Part of the Furniture 500 Posts Name Dropper Car Insurance Carver!
    send them a cheque for £0.01 and see what they do

    You could then hassle them for a £20 non refund fee if they don't refund your over payment.

    :-)
  • clayton16749
    clayton16749 Posts: 205 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Name and shame please.


    That's awful, after they've already had a hundred quid out of u, buffoons!
  • Paradigm
    Paradigm Posts: 3,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    To be honest I'd ignore it & let them carry on... be funny if they took as far as court ;)
    Always try to be at least half the person your dog thinks you are!
  • facade
    facade Posts: 7,298 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yes it will be laughed out of court- except you will owe debt collection fees etc- sort it out unless you like unnecessary hassle.
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    facade wrote: »
    Yes it will be laughed out of court- except you will owe debt collection fees etc- sort it out unless you like unnecessary hassle.
    I doubt there's a judge anwhere in the lands that would award such costs
  • shortchanged_2
    shortchanged_2 Posts: 5,546 Forumite
    facade wrote: »
    Yes it will be laughed out of court- except you will owe debt collection fees etc- sort it out unless you like unnecessary hassle.

    Why would you owe debt collection fees if there is no debt?
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