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Weekly Spend Challenge W/C 27 July 2014
Comments
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No spend for me so far today, and the worst part of the day for spending is done (the almost-daily wander round the shops!).
So still at £9.12. Whatever's left by the time I declare tomorrow will be split 50/50 between CC overpayment and my change jar.
Feeling quite smug at the moment!PAYDBX 2019 - #166 - £395 / £5,6830 -
beach-holiday wrote: »Well done to hubby, Foolsgold01. It's always dangerous to send OHs shopping!!I'm always getting library fines! I renew the books online now though which helps to avoid/minimise them a bit...
How do you spend £20 on milk and bread? Is it buying lots of other stuff while you're there? I do have that problem as well which is why I've been avoiding even setting foot in tescoids this week and i'm living out of the cupboards!
Yes exactly we get bread and milk and tonnes of other stuff too but we weren't looking at budgets then and now we are we are very conscious of what we are spending.
As for my husband shopping - I see he is the problem!
And we were doing so well...unbeknown to me he confessed yesterday and went out at the start of the week and bought some halogen light bulbs £7.50, another bulb at £4.99 and battery for £2.99! :mad:
Yesterday I had to get a birthday present, card and wrapping at short notice. That cost me £9.12!!
Today I went to our local store to get some big pot yoghurts - I got 2 for £2.
Today we had our shopping delivered and was £55.12.
I think I am way over and out but it has been an honest account of what I have had this week so far. This has included food and perhaps I should allow the light bulbs and battery (which was for the smoke alarm) as house repairs? Overall though it is really interesting to keep a tab on spending. I am finding it therapeutic...I think :think:
FG x:eek: 07/14 - LBM.....£38,151k joint debt :eek: now £32,417k
Loan 1 - £20k - Now £18400, Loan 2 - £12k - Now £9470, CC1 - £795 - Now £720, CC2 - £3k - Now £2778, CC3 £361 - Now £209, CC4 - £100 - Now £70.99. DH OD - £1895 - Now £770
1% challenge 08/14 #337; £2 challenge 01/15 #199;0 -
I'm not expecting to spend anything else from this budget today, so going to declare. I started the day with £9.12.
I popped out this morning and bought a top in the sale in NLook, it was £8, but the my contribution is £4 and the rest will come from our family clothes budget.
So that leaves me with £5.12.
I'm now going to split this 50/50 between CC overpayment and the rest to my change jar (£2.56 each).
This challenge has been great for keeping me on track this week :T. Hope everyone else has found it useful too!
Anyone else ready to declare?
b-hPAYDBX 2019 - #166 - £395 / £5,6830 -
foolsgold01 wrote: »
I think I am way over and out but it has been an honest account of what I have had this week so far. This has included food and perhaps I should allow the light bulbs and battery (which was for the smoke alarm) as house repairs? Overall though it is really interesting to keep a tab on spending. I am finding it therapeutic...I think :think:
Well done Foolsgold01, recording our spends gives us the visibility we need to really question whether our purchases are necessary. It looks like you're thinking carefully about your spends :T.
Yes, it is therapeutic!
PAYDBX 2019 - #166 - £395 / £5,6830 -
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I was doing well last week until friday night when after-work drinks turned into a curry as well - £25 spent! So budget definately blown!
Ah well....i don't go to restaurants too often these days so I should be able to reduce this weeks spend!Starting 2016 debt-free
Emergency Fund: £350/£10000 -
Ooooh,oooh,ooooh...here I am :j.
The only unnecessary spend this week's challenge was lunch at the shops for me and 3 children:£14 worth.
I guess it is alot really,when we could have waited til we got home to hacve lunch.But it did come in £6 under.
Off to join this week's thread.....SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.500
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