Weekly Spend Challenge W/C 3 August 2014

beach-holiday

Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. Everyone is welcome here.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - over budget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

b-h

W/C 3rd August 2014 challengers/ pledges/ totals

cat4772 - £90.00/
Aphidgirl - £20.00/£16.05
beach-holiday - £20.00/£15.50
foolsgold01 - £20.00/
ChopinonaBudget - £20.00/£17.51
Saver-upper - £20.00/

cat4772

I pledge to spend £65 or less on family food/day trips and £25 or less on petrol and personal spends.

Aphidgirl

So last week was enlightening, budget blown in one fateful (but delicious) trip to an indian restaurant. Lets see if i can make up for it this week!

I'm gonna change the rules and count spending on food and travel as 'spends' this week. I want to try and spend less on food so this should help with that!

I'll raise my target to £20 maximum for the week.

I've already spent £4 on bus fare yesterday so £16 remaining.

beach-holiday

Welcome to the challenge cat4772, great to have you here!

Welcome back Aphidgirl!

Hope you both have a great week - will update the first post in a mo.

My pledge for this week is £20. I also have £2.56 in reserve in my change jar from last week if needed, but hopefully I'll add to it rather than take away!

b-h

foolsgold01

Hello again...well my £20 budget also went down the pan in some ways but what I had listed included everything including food (a bit of a diary of spending) as we are in the early stages of working the future out with our debts and budgeting etc.


So..this week I am going to pledge £20 again - that means I have £15 left as I foolishly was looking on the grabbit section and saw Lulu Guinness in the sale but was £15 well spent imo (was originally £50) and is something I would use on a daily basis (i am T1 diabetic so would use it for my insulin and blood testing equipment) rather than the pencil case that I currently use that has seen better days! I would have normally bought the brolly too (I love that) but I refrained and talked myself out of that one! I could include this in the medicines/health category though?

Justification over and therefore I have £15 left! I am feeling hopeful this week

FG x

beach-holiday

Hi foolsgold, welcome back

No judgement or justification needed! Enjoy your purchase!

£3.40 spend for me today on some extras for lunch. Remaining = £16.60.

b-h

ChopinonaBudget

Can I pledge £20? I work my budget slightly differently I think, so this just covers extras... I'm hoping I'll stick well within it although it being summer holiday I think is going to make this a trickier time of year than usual!

ChopinonaBudget

Ah I should mention I have already spent £3.11 on misc food in tesco whilst visiting friends in Devon. I didn't remember this until I checked in with my trusty budget app on my phone when I hauled my knackered self into bed just now !

Saver-upper

Hello :j.
Have just come from last week's thread (spent £14 on lunch out with the kids)

I will aim for the same again-spend no more than £20 this week on "extras".I did think about pledging £15,but not feeling that brave this week.:D

foolsgold01

foolsgold01 wrote: »

Hello again...well my £20 budget also went down the pan in some ways but what I had listed included everything including food (a bit of a diary of spending) as we are in the early stages of working the future out with our debts and budgeting etc.


So..this week I am going to pledge £20 again - that means I have £15 left as I foolishly was looking on the grabbit section and saw Lulu Guinness in the sale but was £15 well spent imo (was originally £50) and is something I would use on a daily basis (i am T1 diabetic so would use it for my insulin and blood testing equipment) rather than the pencil case that I currently use that has seen better days! I would have normally bought the brolly too (I love that) but I refrained and talked myself out of that one! I could include this in the medicines/health category though?

Justification over and therefore I have £15 left! I am feeling hopeful this week

FG x

My maths aint great by the looks of it :rotfl:. Perhaps that's why we're in this mess I was supposed to pledge £30! Hence I had £15 left!


Ok hubby got some bread and milk £3.45
I also got some eggs at £1.98


That leaves £9.57 (oh gosh its only Monday)!! It could be a loooooong week!!


FG x

Aphidgirl

£1.30 spent yesterday on shampoo.

Discovered my bike helmet had been stolen (I left it attached to my D-lock in town) but I have used £10 from my emergency fund to cover the cost of a replacement. Amusing as I only started the emergency fund this month and have only paid in £10 so far! So I've used it straight away

So £16 - £1.30 = £14.70 remaining. Aiming for a NSD today