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Assets seized without my consent

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  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    redcard wrote: »
    I'm guessing you didn't properly read the OP:

    "99% of the furniture was paid for by me".

    And you're also wrong, so double fail!
    I read that fine thanks. And it's not important. If you wouldn't trust your wife with your valuables then clearly it's not a very strong relationship.

    Op trusting his woman of 15yrs shouldn't be met with shock and surprise by strangers
  • Annisele
    Annisele Posts: 4,835 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I found out from the movers, that she had given her friends address rather than ours and had even set up fake email accounts in the name of her parents promising to make interim payments. She even told the movers she had been been the victim of a violent crime and this was why she couldn't pay (to buy time).

    I think that probably explains why the storage company waited so long before they sold the goods. Apart from the natural sympathy people feel towards crime victims, they probably didn't want to be in the local paper as the firm that sold her goods after such a horrible thing happened to her.
  • daytona0
    daytona0 Posts: 2,358 Forumite
    edited 27 July 2014 at 11:24PM
    arcon5 wrote: »
    I agree op.

    my comment was in response to the poster I quoted whom showed a disliking for trusting her with £100k worth of stuff.
    my point is if he was married or in a committed relationship he would understand fully how you got in to such a position.

    not trusting her would have Been bad imo.

    It isn't necessarily about not trusting her initially...

    It is more about protecting your assets and the best way is to ensure that YOU sign and pay 4 the the storage o YOUr 100k worth o items....

    There is a possibility that OP is telling porkies here too and he was actually jointly in ownership o the 100k items but he simply wants to try and recoup some losses by trying it on... That isn't something anyone has the courage to put out there (and may be completely wide o the mark) but it is nonetheless a point to consider... [I'm not saying that I think OP is a liar by the way, just putting it out there as a possibility]
  • daytona0 wrote: »
    It isn't necessarily about not trusting her initially...

    It is more about protecting your assets and the best way is to ensure that YOU sign and pay 4 the the storage o YOUr 100k worth o items....

    There is a possibility that OP is telling porkies here too and he was actually jointly in ownership o the 100k items but he simply wants to try and recoup some losses by trying it on... That isn't something anyone has the courage to put out there (and may be completely wide o the mark) but it is nonetheless a point to consider... [I'm not saying that I think OP is a liar by the way, just putting it out there as a possibility]

    The assets are sold, how can I possibly recoup any losses? As I already mentioned, whilst I paid for the items, during the stress of a move when there is so much to organise I wasn't fast forwarding to the possibility that my long term partner would miss payments years down the line. More importantly, as you rightly say, the ownership of the assets seems negated by whoever signs the storage agreement. With the benefit of hindsight, all the advice given here seems obvious. Even if the assets were jointly owned, I would not be feeling any better about the situation.
  • Somerset
    Somerset Posts: 3,636 Forumite
    Part of the Furniture Combo Breaker
    Partner-in-Debt. Hope this isn't too nosy a question but ... have you thought at all about where your partners money goes ? I get the impression you earn more than her hence you pay the majority of the bills. Your first post indicated you'd discovered she had debts and the storage fiasco unravelled from there. I get that she hid everything from you. Do you think it was just not enough coming in, head in the sand, panic ....... or is there something else going on ie general over-spending, live today worry tomorrow etc ... ?
  • vuvuzela
    vuvuzela Posts: 3,648 Forumite
    Bl**dy hell! What a nightmare. Must be awful for you. Just remember that she is the liar and it's not your fault. Forward anything for her to her sister's house (probably better for your blood pressure if you don't open it, plus I think it's a no-no to open others' post!). I'd also check your credit report sooner rather than later, in case she's been having fun and games with loans and credit cards in your name (I really hope not)...

    I value trust also; I can understand why this is making you feel so wretched.

    Best wishes.

    It's fine to open post that has been correctly delivered, as long as you have reasonable reason to do so and are not going to use the contents to the detriment of the addressee. In this circumstance I think it would certainly be reasonable to do so.
  • Somerset wrote: »
    Partner-in-Debt. Hope this isn't too nosy a question but ... have you thought at all about where your partners money goes ? I get the impression you earn more than her hence you pay the majority of the bills. Your first post indicated you'd discovered she had debts and the storage fiasco unravelled from there. I get that she hid everything from you. Do you think it was just not enough coming in, head in the sand, panic ....... or is there something else going on ie general over-spending, live today worry tomorrow etc ... ?
    The thought had occurred to me. I don't think its anything more sinister than an inability to balance the books. She clearly put her head in the sand hoping that things would turn around and she could revisit the debts later without me knowing. Sadly the real world doesn't accommodate this approach without extremely good communication and early disclosure. To your final point, she never spends any money on herself that I know about so unless she has a secret savings account then it is a complete mystery. She has lived with me for 15 years and never paid rent of the mortgage (one of the main reasons that she stepped up to take the storage costs) and has never had a penny since I have known her. Being broke I could accept, but everything that has transpired is a step too far. The loss of all my possessions is just sinking in now and is still a shock, but I am hoping will eventually be cathartic. Being mugged off is never pleasant though.
  • Pollycat
    Pollycat Posts: 35,791 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    The thought had occurred to me. I don't think its anything more sinister than an inability to balance the books. She clearly put her head in the sand hoping that things would turn around and she could revisit the debts later without me knowing. Sadly the real world doesn't accommodate this approach without extremely good communication and early disclosure. To your final point, she never spends any money on herself that I know about so unless she has a secret savings account then it is a complete mystery. She has lived with me for 15 years and never paid rent of the mortgage (one of the main reasons that she stepped up to take the storage costs) and has never had a penny since I have known her. Being broke I could accept, but everything that has transpired is a step too far. The loss of all my possessions is just sinking in now and is still a shock, but I am hoping will eventually be cathartic. Being mugged off is never pleasant though.

    Hmmmmm.

    You say she never spends any money on herself (as far as you know).

    In post #11 you say she has a good job.

    You know she's not being paying car insurance.

    Unless she has a gambling habit or something similar that is swallowing all her salary, I would be seriously wondering just where all her money is sitting right now.
  • happycamel_2
    happycamel_2 Posts: 592 Forumite
    I had a friend who acted totally out of character, suddenly started lying and being very angry. He was eventually diagnosed with a brain tumour, the pressure of it affected the part of his brain that dealt with emotions.

    You've known her 15 years, if she is suddenly very different it might be worth helping her to investigate why.
    I'm a qualified accountant but please make sure you get expert advice as any opinion is made in a private capacity.
    "A goal without a plan is just a wish" Antoine de Saint-Exupery

    Mortgage overpay 2012: £10,815; 2013: £27,562
    Mortgage start £264k, now £232k
  • hollydays
    hollydays Posts: 19,812 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 29 July 2014 at 9:13PM
    So, what explanation has she given you for behaving like this?


    You should get a credit check done on yourself ASAP
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