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No more Shopping......

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Comments

  • Wowzer, that is a lot of money saved! Are u feeling the health benefits too?

    Well done on freezing the credit card too, what a great idea!

    Good luck on selling stuff on eBay etc, as the Tesco lady says, every little helps :0)
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Every Little Does Help :D Slowly getting somewhere!

    Feel so much better, I am locked into my gym membership till October so I am making the most of using it and trying to improve my fitness at the same time. Keeps me away from spending anymore money too :)

    Another NSD today, they are becoming much for regular which is good!

    I just hope I dont need the credit card for something like phoning barclaycard with a query, it may take me a while to un-freeze he he
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • Well done on the NSD, mine have been rubbish lately.......pay day on Friday and I can't wait :0) x
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Maryland cookie it's sooo easy not to stick to the NSD, I'm just trying hard this time to keep it going! My payday isn't till 18th and I'm on a massive budget :(
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Thought it was about time to update my diary!

    I have been very strict with the no spending and have been keeping my NSD up to date! :)
    I slipped up the other night and had a ciggy, I didn't buy any but that's not really the point. Although it didn't taste nice at all and left me with a headache so lesson learned!

    Been a pretty crazy week to say the least, found my sister that I lost contact with since i was 1 years old!
    Apart from that I've been running and going to the gym.... So no extra spending x
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • Wow Laura that's pretty amazing news about finding your sister, how's it going with her?

    Hope your NSDs are going better than mine........x
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Thank you! It's going really well we are planning to meet next month as she lives up north and I live right in the south, just so happens I am up that way seeing other family :) exciting stuff! Amazing who you can find on Facebook!

    I will be popping back on later for an update on the finances I haven't fallen off the wagon I have just been really busy job hunting, thinking if I can better my income - the quicker the debts go! :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • *Subscribes*

    Look forward to following :D
    Time to start again :o
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Thank you Olivia-Louise! :D
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Ok update time............

    I think I need a slap on the wrist for neglecting my diary.
    I have still been following my as many NSD'S as possible plan!! And actually it is going so much better than I expected. I haven't made any luxury purchases - no clothes, only essentials.

    I ran out of the powder I always use so for the first time ever, I shopped around and got it on ebay in the end for £7 rather than spending £11 in boots like I usually would. This may not seem like a big deal, but seriously.... I had to go two days without my powder to save myself that money that is an absolute first for me!!! I know its only £4 each time but... over a year it all adds up.

    I am also trying to repair my hair, I have spent for as long as I can remember straightening any form of life out of it as I have annoying hair that has a wave in it... I wanted to get some Argan Oil has I have heard from friends that it helps repair it (Also I have hidden my GHDS away all week).... So I looked online again for the cheapest and found boots had it reduced from £6 to £4 so i used my boots advantage card points :D

    All small steps to saving money and changing my spending habits that got me into this debt mess!

    So an update on the non-Smoking, I slipped up yesterday... I can't explain what a hellish day it was from start to finish. I did not buy any but I had one of my mum's. Feel let down with myself because it actually tasted completely disgusting and it didn't help solve any of my problems from yesterday either... So lesson learned there. I won't be smoking again, I had come so far! :(

    No extra payments to my credit card since my last update, but I will be waiting till just before payday to see if I can even pay something small to it.

    :D
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
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