We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

No more Shopping......

1…2728303233…44

Comments

  • Maryland_Cookie
    Maryland_Cookie Posts: 381 Forumite
    Part of the Furniture Combo Breaker
    How's Fudge today Laura?

    I was so bored and fed up last night I went a drive to our local retail park, had a mosey round Next and Debenhams and guess what? I didn't buy a thing!! Im also out tonight with some friends, and I'm driving - oh my goodness I can't quite believe it. I would love a drink, but now I'm driving I can't! Also want to go to the gym tomorrow, and if I've had a drink I won't feel like it. I wonder how long this will last......!!

    Hope your doing ok, have a nice weekend x
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    He seems a little better!!! Selective eating - he is only interested in the good stuff I went and bought his some yummy veggies today! :)

    I have just created a 2015 finance plan. I reckon by consolidating into the loan I will be able to now save £350 a month into my emergency fund once it's built up, I can then pay the £350 off of the loan to bring my total debt down!!! :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    edited 3 January 2015 at 11:31PM
    So today I have added 11 items onto eBay! I have finally made a start with clearing my stuff before I move out.

    Also all up to date on my surveys and the loan paperwork came through today, I can't wait for all my debt to be in one loan, and start overpaying it to get the debt down. I will be cutting up one credit card, and locking the other one away, maybe I will freeze it like confessions of a shopperholic haha!!! :)
    :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • Maryland_Cookie
    Maryland_Cookie Posts: 381 Forumite
    Part of the Furniture Combo Breaker
    Well done Laura, you are so focused and are doing so well. Did you say you were doing dry January? Had a dry night last night :0)

    Have you and your OH seen a house yet?
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Nope not found a house yet, we only have £4000 so far towards our deposit. Will have £10000 by Xmas. We are going to rent for a year and continue to save as we haven't lived together before.

    Thank you, I want to try and sell as many un used things as I can, all money helps. :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    NSD today :)
    Infact I am £2.50 up as I took a load of old shoes to cash for clothes and got £2.50 for them :)

    Hoping that the loan money comes in this week so I can clear everything into the one loan and make a start with saving to overpay it! :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • Maryland_Cookie
    Maryland_Cookie Posts: 381 Forumite
    Part of the Furniture Combo Breaker
    Look at you on 95p road kill in January and it's only the 4th! Well done :0)
    I've found 41p today at the gym today, most I've found in ages! X
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    That's good going, I know I'm pretty pleased with it... Any free money is good... I constantly have my eyes peeled for coins on the floor etc now :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Another NSD for me, I have also made £2 on my surveys tonight which is the best I've managed recently as surveys seem to be few and far between.

    I made some money over the weekend selling some clothes etc so managed to pay £5 into my bank account today, it is also payday next week so my emergency fund saving can really start :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • licsa
    licsa Posts: 42 Forumite
    laurag89 wrote: »
    I will be cutting up one credit card, and locking the other one away, maybe I will freeze it like confessions of a shopperholic haha!!! :)
    :)

    I like the freezing idea, perhaps I should freeze all of my cards too :-)
    CC balance: £7445 | paid off so far: £355
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture