How much lodge should I give my mum?

daniellaoxox

I'm 21 and still live at home with my mum. I earn just over £1000 per month. I buy all of the food and also the dog food which all comes to around £200 per month. I was thinking of giving her about £150 per month - is this fair??

Quiet_Spark

My parents took 25% of my earnings when I lived at home, and we do the same with our kids.
Have you thought about discussing it with your mum and working out what a fair figure would be to the both of you?

Poppet2014_2

The only thing that would be unfair is not making sure you cover all the costs incurred as a result of you staying there. Anything more I think is a discussion needed to be had with your mum as everyone will have different experiences based on their circumstances.

daniellaoxox

She doesn't want to charge me rent so that's why we've not discussed it properly but she is on a low wage and struggling so I think it's only fair I do x

mighty_hammers

Does your mum work? Is there rent / etc to pay. You should be asking your mum what she deems fair. My son worked for 2 yrs part- time while at college, and I have only just started taking money off him, about 12% of his take home, just about covers the petrol i use to ferry him about, but he is using his saving to pay for driving lessons, clothes etc.

daniellaoxox

She works full time and is on a similar wage to me, she pays the mortgage - not sure how much this is, internet/phone/TV (about £40 per month), water/gas/electric, petrol - I get a lift most days but she works quite close to me so this isn't much of an issue x

marleyboy

What would make it fair is if you also help around the house, doing the chores, maybe cooking her a meal now and again or treating her to a movie in or a night out.

Quiet_Spark

Is it just the two of you?

If so, leave the mortgage to your mum and split the rest 50/50

redcard

daniellaoxox wrote: »

I'm 21 and still live at home with my mum. I earn just over £1000 per month. I buy all of the food and also the dog food which all comes to around £200 per month. I was thinking of giving her about £150 per month - is this fair??

If you're paying for food and giving £150 then I would bargain that you're giving more than 90% of people in your situation.

Don't let people here bully you into giving too much.

daniellaoxox

Quiet_Spark wrote: »

Is it just the two of you?

If so, leave the mortgage to your mum and split the rest 50/50

Yes it is xx

Sally_A

I think that's fair; in real terms you're mum only lost child benefit and council tax reduction since you left education.


You are now presumably also paying for your own clothes/ sports club membership etc. along with the food you buy and pet costs


If you were out on the razz every night, I'd expect mum to take more off you (and possibly secretly save it for you).


If your mum isn't asking for it, and is not desperately broke, I'd say offer a mortgage payment, say twice a year - or maybe the gas/electric bill in winter months when extra funds are needed.


You sound like a great daughter who understands the cost of things - perhaps set up a separate savings account to help out with a random lump sum when your mum really needs it.