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101 Ways I Personally Save Money - From a Mans Perspective
Comments
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Another idea...
When doing the washing, halve the amount of washing soap/gel you use. The instructions tell you to use a whole cap full which is frankly outrageous and it is strongly suspected, designed to make you use more than necessary. Same goes for those who cant quite give up the shower gels and shampoos...use less. It does the same job.Debt Free! Long road, but we did it
Meet my best friend : YNAB (you need a budget)
My other best friend is a filofax.
Do or do not, there is no try....Yoda.
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Lots of great ideas here however I won't be giving up shampoo any time soon either. I can't bring myself to imagine doing the washing up with my husbands old underpants though lol, is that really what no 24 means?!
Yes we use them as clothes for the dishes they work really well.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Another idea...
When doing the washing, halve the amount of washing soap/gel you use. The instructions tell you to use a whole cap full which is frankly outrageous and it is strongly suspected, designed to make you use more than necessary. Same goes for those who cant quite give up the shower gels and shampoos...use less. It does the same job.
OMG you are totally right! in fact half of the times if I have only just finished my meal and wash there and then I don't use any soap at all. There's no need much of the time. You just wash it off again it's mainly to get suds off plates where food has dried onto it.
Some people say that's unhygienic but I have been doing that for 10 years now without ever getting food poisoning or anything.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
I'm all for saving money but this sounds like a joyless dreary life to me.
haha- I did wonder if 'we' was the OP and his cat.
Buying the cheapest house probably isn't the best advice. Long term buying the more expensive house will probably make you better off especially if you buy small/cheap then then have to move as you need more room.
If you dont have a GCSE or L2 equivalent in English or maths they are free to take through local colleges.June challenge £100 a day £3161.63 plus £350 vouchers plus £108.37 food/shopping saving
July challenge £50 a day. £ 1682.50/1550
October challenge £100 a day. £385/£31000 -
pleasedelete wrote: »haha- I did wonder if 'we' was the OP and his cat.
Buying the cheapest house probably isn't the best advice. Long term buying the more expensive house will probably make you better off especially if you buy small/cheap then then have to move as you need more room.
If you dont have a GCSE or L2 equivalent in English or maths they are free to take through local colleges.
My reasoning about the apartment....
We currently live in a total mass area of 6 x 6 meter square studio and have for 2 years without kicking the s*** out of each other. Surely if we have the chance to get a deposit together in 4 or 5 years for a cheaper apartment/studio, pay it off quickly then live rent, mortgage free for a while. We can save another deposit pretty quickly for the bigger house and rent the other property which will help with mortgage on the bigger place.
Seems better than struggling to save a huge deposit on a bigger property. Moving in and having to pay it for 25 years. If something goes wrong you could lose your house and have nowhere else to go. If you have the studio then you'll at least have something.
The trick then is when 65 to rent both out and go to another country on our pensions and rent incomeor sell both and get a bigger house or a house in a better area.
The future is too far ahead best work on the now. For what we need we only need a small studio or one bedroom apartment. We don't plan to adopt a child anytime soon so...This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Newfoundscotty wrote: »My reasoning about the apartment....
We currently live in a total mass area of 6 x 6 meter square studio and have for 2 years without kicking the s*** out of each other. Surely if we have the chance to get a deposit together in 4 or 5 years for a cheaper apartment/studio, pay it off quickly then live rent, mortgage free for a while. We can save another deposit pretty quickly for the bigger house and rent the other property which will help with mortgage on the bigger place.
Seems better than struggling to save a huge deposit on a bigger property. Moving in and having to pay it for 25 years. If something goes wrong you could lose your house and have nowhere else to go. If you have the studio then you'll at least have something.
The trick then is when 65 to rent both out and go to another country on our pensions and rent incomeor sell both and get a bigger house or a house in a better area.
The future is too far ahead best work on the now. For what we need we only need a small studio or one bedroom apartment. We don't plan to adopt a child anytime soon so...
But renting a house on which you don't have a mortgage isn't tax efficient. You MAY be able to offsett for while but not guaranteed.
A studio flat is a limited market and is unlikely to make as much money over time as buying the largest house you can afford.
Best tip- work hard at school. Get a profession. Marry someone who earns the same as you do. Don't have to worry about repossession or losing your house then.June challenge £100 a day £3161.63 plus £350 vouchers plus £108.37 food/shopping saving
July challenge £50 a day. £ 1682.50/1550
October challenge £100 a day. £385/£31000 -
Newfoundscotty wrote: »
9. If you usually have semi skimmed or skimmed milk... whole milk costs the same. When you buy it water it down by a third to get semi skimmed or half for skimmed. Huge savings if you drink a lot of milk in your family every week. Took my husband months to find out I was doing this
Watered down milk on the Smart Price corn flakes :eek:
Sounds delightful.0 -
Roland_Sausage wrote: »Watered down milk on the Smart Price corn flakes :eek:
Sounds delightful.
Actually use it for drinks. We don't use milk anymore we have our hot drinks without milk. Though we used to water down the whole milk. Semi and skimmed milk are just watered down milk anyway.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Newfoundscotty wrote: »Semi and skimmed milk are just watered down milk anyway.
No. Semi and skimmed milk is where whole milk has had all the fat removed, the stuff that makes cheese and cream and butter. Skimmed milk is called whey, and it used to be fed to pigs as useless and denatured. I use it to make bread after I have extracted all the solids to make cheese. I just substitute whey for water in the bread mix.Debt Free! Long road, but we did it
Meet my best friend : YNAB (you need a budget)
My other best friend is a filofax.
Do or do not, there is no try....Yoda.
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Lots of great ideas here however I won't be giving up shampoo any time soon either. I can't bring myself to imagine doing the washing up with my husbands old underpants though lol, is that really what no 24 means?!
When I was little my mum used to cut up old underpants to use as cleaning cloths around the house - I'm seriously hoping she didn't use them to wash the dishes with!!!! But if she did, I'm still here to tell the tale LOL!!!
Some great ideas here though - reminds me of "Superscrimpers" with Mrs Moneypenny! I won't use the underpants one and I will have to wash my hair, but lots of the other tips I will be trying. Thanks OP!!£10 a day extra in May '18[B]£35/310[
Virtual Sealed Pot 2018 £500/£2500 = 20%
You can find my diary here:http://forums.moneysavingexpert.com/showthread.php?t=5189836:beer:0
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