Online banking-with Ridiculous OverProtectiv Secuirity? Regular blocks for no reasons

DigForVictory

I got a bunch of automatic calls & texts as I was setting up DDs with Barclays - it was a mild irritant, but it was reassuring too.

I like their PinSentry gizmo - the lads know when that comes out, it's time to throttle back on requests for funds. What they don't realise is that now I have the app, inter-account transfers are a doddle.

Biggles

anotheruser wrote: »

Voting isn't compulsory.
Just... you know... don't vote?

He didn't. Nor did I, for the same reason.

But any good poll should enable everyone to vote if they wish and, if the majority abstain (as seems to be the case here), it will only produce a meaningless result. But then, when the question is worded as badly as this one, it was only ever going to be a meaningless result.....

Herbalus

OP, in every one of your posts that I can find you've omitted the 'o' from 'LLoyds', so it can't be a typing error. It does have the 'o' in it

pollypenny

I have HSBC and Santander. Not found a problem with either.

DCFC79

Never had a problem OP, I have or used to have an account with 4 of the banks mentioned and was absolutely hassle free.

GetRealBabe

Hi

Not had any problems with YBS, Halifax or Santander.

anotheruser

Biggles wrote: »

He didn't. Nor did I, for the same reason.

But any good poll should enable everyone to vote if they wish and, if the majority abstain (as seems to be the case here), it will only produce a meaningless result. But then, when the question is worded as badly as this one, it was only ever going to be a meaningless result.....

Ha ha, I agree with this!

Although if the OP wants to ONLY hear from people who have accounts with those banks then people who don't may as well not vote anyway. The OP is only making sure they get specific results.

Danny_G

Herbalus wrote: »

I last had issues with Santander 18 months ago because my circumstances didn't fit with their security (I was abroad, which meant they couldn't contact me via my home phone),

It is advised to tell creditors in advance that you are going abroad,

dr_adidas01

Danny_G wrote: »

It is advised to tell creditors in advance that you are going abroad,

It might be advised and I frequently do when I'm going abroad, though that doesn't always work with certain banks.

Mr_Goodkat

Having had dealings with all of the above I do not feel that any of them have ridiculous, over protective security.


Yes there are more hoops to jump through and I did at first find the advent of added security e.g. card readers, secure keys, phone calls, texts authorisation codes etc. annoying but I have no problem with it now. Given that the banks have to refund fraudulent transactions it is no surprise that they are trying to make it harder and harder for people other than ourselves access our money.


Having 30+ current accounts with money moving between them both manually and automated as well as payments to existing a new payees I have never had any significant problems or over zealous security. The Santander new payee can be a bit annoying but if I wanted to guarantee it getting there quickly I would send the money to another current account first but generally a new payee getting paid by cop the next day would not be a major issue for me.