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Pub refused to make contactless payment

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Comments

  • Isn't the limit like £20?
    Don't let facts get in the way of a good story :)
    Are you for real? - Glass Half Empty??
    :coffee:
  • dazzaofdagenham
    dazzaofdagenham Posts: 1,518 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    In fact I did have cash, but I had already made a couple of purchases that evening and had run out. There were no cash machines nearby, except ones which charge something like £1.75 for withdrawals. If the places accepts card then I will use it as I personally find this easier than going to withdraw more cash.

    I use contactless all the time....if the organization has the facility then the customer has the option to use it..

    The benefits must be good on both side ?

    Less money in the tills
    Less money for me to lose on the stagger home ?
  • Gromitt
    Gromitt Posts: 5,063 Forumite
    At this point the machine is still in his hand and I'm passing him the card. At this point - from my experience - most bartenders will say "can I use contactless" to which I always reply yes. However in this case the guy goes to insert the card. I tell him it's a contactless card so he can just touch it. He replies "we don't do that here".

    The policy in the local bars around where I live seem to be:

    Minimum card transaction value £5
    Contactless accepted for combined drink and hot meal purchases.
    Contactless NOT accepted for purchases which are purely drink.

    I can only guess its for when you order drinks whilst struggling to stand up. The next day when you are sober, you might complain to the bank you never made those transactions and want them refunded? More difficult to refund a CNP transaction?
  • zaax
    zaax Posts: 1,914 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I would be very wary in handing your card over in a pub with sleigh of hand it could be cloned. Take the reader off the bar person and key the pin in or just swipe and hand the read back once it says remove the card
    Do you want your money back, and a bit more, search for 'money claim online' - They don't like it up 'em Captain Mainwaring
  • greenorange
    greenorange Posts: 327 Forumite
    The WH Smith in Heathrow Central Bus Station has Contactless, but staff have been told not to take it.

    If you're ever there, notice how the staff will not 'activate' the card reader (by pressing a button on the till) until you've insert your card.

    Not sure why.
  • karlie88
    karlie88 Posts: 9,114 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    gik wrote: »
    I saw someone in ASDA paying for a newspaper and a tube of polo mints by credit card! There really should be limits!

    What if it was a cashback credit card?

    :p:cool::p
    :grouphug: :D Official MSE canny forumite and HUKD VIP badge member :D :grouphug:
  • System
    System Posts: 178,374 Community Admin
    10,000 Posts Photogenic Name Dropper
    Forgot to take your pills?

    If you don't like any aspect of your banking arrangements move to elsewhere - where is your evidence of being FORCED?
    marleyboy wrote: »
    Having been FORCED into having a contactless card by the "You simply must, its the next safest thing since Internet banking" bank. I now have to carry my card in a metallic wallet designed to stop such unwanted transactions with the wave of my card.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • JKSandy
    JKSandy Posts: 711 Forumite
    The machine may be a new one which can support contactless but it doesnt mean they have it enabled.
    All that glitters is not gold.
  • marleyboy
    marleyboy Posts: 16,698 Forumite
    10,000 Posts Combo Breaker
    Heng_Leng wrote: »
    Forgot to take your pills?

    If you don't like any aspect of your banking arrangements move to elsewhere - where is your evidence of being FORCED?
    Each to their own is what I say.

    The evidence I had of being FORCED into a contactless card was when my bank issued a replacement card with the contactless feature, on telling them I did not want that feature, they told me that in order to NOT have a contactless card, I would have to downgrade my account to a basic account.

    I am not even sure if there are alternative bank accounts that offer the same as my current account, without needing a contactless card. I am certainly not wanting to run around looking for a lesser account as a result of having no choice but to have a contactless, not when I can simply refuse to activate the contactless feature.
    :A:dance:1+1+1=1:dance::A
    "Marleyboy you are a legend!"
    MarleyBoy "You are the Greatest"
    Marleyboy You Are A Legend!
    Marleyboy speaks sense
    marleyboy (total legend)
    Marleyboy - You are, indeed, a legend.
  • Hominu
    Hominu Posts: 1,671 Forumite
    zaax wrote: »
    I would be very wary in handing your card over in a pub with sleigh of hand it could be cloned. Take the reader off the bar person and key the pin in or just swipe and hand the read back once it says remove the card

    What makes you think the terminal hasn't been tampered with? It could very easily record your card number and expiry date for someone to use online - not everywhere asks for the CVV. Even if it hasn't been tampered with, sometimes those details are stored on the retailers systems or printed out in the audit log.

    Not really much more chance of the card being cloned if you don't let it out of your sight.
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