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Debt free before I'm 40 snowball calculator says yes

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  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh BB, you're not a failure - you're trying so hard and that's what counts. You know you have a problem and you are addressing that so please don't beat yourself up. ((BB)) I think my new sig applies here "Success is not final, failure is not fatal: it is the courage to continue that counts."

    I hope you can find or replace your laptop charger so you can set up YNAB. I think it will be useful to me as it helps me feel more in control of my spending and makes me think about it more.

    You did so well today with your food inventory and you have a lot of things to make some nice meals. :)

    I know that you will get where you want to be. :A
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • Look at the last line of my sig. I wasted too long trying to address things that had long since been moved on from. C'mon, you're bright, motivated and intelligent enough to find people like us. Let's see that counter hit a 1 today.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • buddiebabe
    buddiebabe Posts: 1,408 Forumite
    Good morning well I made it back to work and got in for 8am which is a first for me!

    I found the laptop charger last night and got ynab set up got to bed around 2am so am a wee bit tired today.

    Already nipped out to the bank and popped in the cash to counteract the gambling last night. Have bought my mirror newspaper today for the slimming world magazine so spends so far 60p

    Will be spending more later as I need to get a diary for work.

    Anyway better get back to work now

    Buddiebabeali x
    DEBT OUTSTANDING 23.04.17 £16802.97
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Great news that you found your charger and got YNAB set up. :T

    Hope you have a nice day. :)
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • buddiebabe
    buddiebabe Posts: 1,408 Forumite
    Thanks nearly finished work before leaving to head to next job just having my 5 minute coffee break.

    Feeling the effects of not having much sleep am toying with idea of not doing 3rd job tonight but will knock out the rest of the week if I do.

    Got £3 given to me for avon money that I have already paid my mum so this may go towards my payment a day once I'm home and can get my accounts checked.

    Thanks for all the words of encouragement and support it means alot

    Buddiebabe x
    DEBT OUTSTANDING 23.04.17 £16802.97
  • buddiebabe
    buddiebabe Posts: 1,408 Forumite
    Just dropping in to say hi and give a quick update

    Have made my PADs yesterday and today not much will update signature tomorrow night

    Have had 2 gambling free days :j

    Have had 2 very stressful days :( but hopefully tomorrow will be better if I get a decent sleep tonight

    Am so very tired I can't concentrate properly and have so much I want to get written down but just don't have the energy

    So saying good night for now

    Buddiebabe x
    DEBT OUTSTANDING 23.04.17 £16802.97
  • Even if you don't manga to post. Update that sig ever day.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • buddiebabe
    buddiebabe Posts: 1,408 Forumite
    May be able to update everything soon as got into work and we have no system everything has crashed so no work for now!
    DEBT OUTSTANDING 23.04.17 £16802.97
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi BB, well done on 2 days and counting. :j:T

    Hope you got a decent sleep last night.
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • buddiebabe
    buddiebabe Posts: 1,408 Forumite
    Hey

    Managed a great nights sleep last night so much so I slept through 3 alarms :eek: still made it to work on time but not as early as I would have liked. It was a very long day today due to the fact our whole IT network went down so there was nothing to do apart from clear out my desk, tidy up paperwork and then catch up on some reading.

    Totally wasted day :( which also meant I couldn't work late to get flexi time for my day off next week and have also missed out on overtime :(

    It's wet and wild here tonight and the roads were bad coming home so not looking forward to drive to work in the morning.

    I have updated my signature still have loads I want to write about on here but I need to get some sleep. Hoping I will wake up in a better mood am feeling very angry right now and no idea why :mad:

    Fingers crossed for a better day

    Buddiebabe x
    DEBT OUTSTANDING 23.04.17 £16802.97
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