Property Information Form missing a LOT of info.

thequant

Eejay wrote: »

I did try to make it clear but I genuinely didn't have a clue that there were so many issues. Apart from the odd phone call, they've barely spoken to us until the end of last week. I get the impression they wanted to trick us into arranging the survey etc whilst our solicitor was away so that we'd spent more money and were less likely to pull out.

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My guess the game the EA is playing, is to be getting you to commit money toward purchase so you don't pull out when it all becomes messy later on.


They know the bank and your sols wont allow exchange until vacant possession is granted.


Their letter indicates they are not willing do this, till you are at the point of exchange.


The whole holding deposit is about getting you mentally committed to the purchase, and the attitude since from the EA indicates that he believes he has achieved this.

Eejay

Thrugelmir wrote: »

Irrespective of all other matters. This purchase is going nowhere until you apply for one.

How much of a bill have you run up with your solicitors so far?

Have you even read half of what I've posted? We've been trying to get things sorted but are struggling to get hold of anyone at the bank and our solicitor has been away. The cost for the solicitor is of no concern, she's had 7 days off in the last few weeks so it's not as though she's been working on it every single day. Besides, she's actually been quite helpful so I don't object to having to pay her.

Eejay

thequant wrote: »

My guess the game the EA is playing, is to be getting you to commit money toward purchase so you don't pull out when it all becomes messy later on.

They know the bank and your sols wont allow exchange until vacant possession is granted.

Their letter indicates they are not willing do this, till you are at the point of exchange.

The whole holding deposit is about getting you mentally committed to the purchase, and the attitude since from the EA indicates that he believes he has achieved this.

Maybe that's their intention, but I feel we haven't really committed to anything and so we won't be bullied by them. My husband and I were both badly bullied at school (I was diagnosed with depression when I was 8) and I refuse to let people get away with it now I'm an adult.

With the sale of our other property, the buyer made a ridiculous request for money off due to something we'd been very honest about from the start (maintenance of communal areas) - she wanted either half the money knocked off, or all of the money in a bank account and if the changes went ahead within a year she'd keep the entire lot. We had considered it when we accepted her offer (as well as the fact we were falsely told that she was a cash buyer) so as a goodwill gesture we agreed to reduce the price to cover about a quarter of the costs, which she accepted (even though our own EA was trying to get us to agree to half - funnily enough the other time our solicitor was off!). If she'd refused we'd have pulled out because I'm sick of people thinking they can walk all over us. I'd rather we lost the sale and had fees to pay elsewhere than let them get away with it - and I feel the same about this property.

Thrugelmir

Eejay wrote: »

Have you even read half of what I've posted?

How many days ago was your offer accepted ?

thequant

Eejay wrote: »

If she'd refused we'd have pulled out because I'm sick of people thinking they can walk all over us. I'd rather we lost the sale and had fees to pay elsewhere than let them get away with it - and I feel the same about this property.

I know the feeling, and property brings out the worst in people.


I'm on the autistic spectrum and people often misjudge that for a lack of intelligence, consequently treat me as such.


My favourite was someone who once presented me with a contract who then told me I was being awkward and it wasn't the done thing when I wanted it run it past a solicitor.


After immediately running it past a solicitor I found it was all crap, one sided and out to totally rip me off. Although I gathered that from my own reading of the contract, but always good to have it confirmed by an expert.


What did I do? I stalled, made loads of excuses as to why I couldn't sign said contract, dragged it out for 4 or 5 months.


When they finally got desperate, they offered to pay me to take it to a solicitor and make any necessary amendments.


I told them I already had 5 months ago and already have the changes in place.


the response


"Why didn't you tell us that at the time, you have cost us £1.25 million!!"


My reply


"you treat me like an idiot so I played the idiot!"

Eejay

Thrugelmir wrote: »

How many days ago was your offer accepted ?

So despite the lack of information and the apparent refusal to answer any more questions, you think we should pay out almost £1,000 to proceed with the purchase? As I've explained, we've tried to sort the mortgage out but the woman has not been in touch and we can't get hold of her - what can we do about that, other than keep trying? It's 16 miles away and would take about an hour to travel each way via public transport - I'm not going to go to the branch only to discover she's not there. We were told the mortgage would be put through last week (and the EA knew when the appointment was); we had no reason to think she'd suddenly disappear.

We also had no idea we were going to receive such pointless paperwork - so I'm glad things have worked out this way, to be honest. The forms state that:

"If you do not know the answer to any question, you must say so. If you are unsure of the meaning of any questions or answers, please ask your solicitor. Completing this form is not mandatory, but omissions or delay in providing some information may delay the sale."

...and:

"It is very important that your answers are accurate. If you give incorrect or incomplete information to the buyer (on this form or otherwise in writing or in conversation, whether through your estate agent or solicitor or directly to the buyer), the buyer may make a claim for compensation from you or refuse to complete the purchase."

However, the EA seems to think they know best:

"The property information form was not filled in as my client lives abroad and in those circumstances its quite common for the form not to be filled in correctly. However as previously stated it is then up to your solicitor to go back to the vendor asking further enquiries which is exactly what they have done. This is not a reason to put a stop to any other progress."

Do you see the contradiction? That's why we want to speak to the solicitor before making any further decisions, which is perfectly reasonable - that's what we're paying her for!

We may be guilty of unintentionally holding things up from our end, but they are deliberately withholding information and twisting the truth, yet trying to force us into making decisions without any sort of legal advice. How can you possibly think that's okay? I don't expect everyone to agree with me, but it's ridiculous to imply that we are the only ones at fault here.

thequant wrote: »

..."Why didn't you tell us that at the time, you have cost us £1.25 million!!"

My reply

"you treat me like an idiot so I played the idiot!"

:rotfl:

Eejay

My husband's mortgage application has finally been submitted today! The solicitor said that because of the changes in April, there has been a bit of a delay with them recently anyway, so not entirely our fault.

The solicitor also answered a few questions for us and said that it looks like the vendor acquired the property rather than bought it, and so there might be delays checking who gets the money etc. She didn't seem especially concerned about the tenants being in there at exchange, but said the process is likely to be quite slow on both sides, not just because of us.

We've also discovered this evening that the EA is president of an EA association, so my husband is worried that if we were to complain, they'd have us blacklisted by every EA in the area. Not sure that would be legal, but I don't suppose that'd bother them too much. Quite depressing to be honest.