DMP & Mutual Support Thread - Part 10

Time_to_face_the_music

MB's post looks completely normal, BB's post looks fine but the signature is full of exclamation marks and I have more thanked posts than posts I have actually made, so I assume some of mine have vanished too!

I wish that spammer would spam off :mad:

TTFTM x

blisteringblue

If your sig has exclamation marks just edit it by entering a space and click save. It will come back as normal then.

I think admin were busy today, lol

flowerpotter_2

Hi Folks,


Well that was one phone call my husband was pleased to make for a change! Having spoken to Payplan this morning to update a few things they advised us to phone Wonga to find out if my husbands debt of £804.94 had been wiped. We had already emailed them but Payplan advised as none of our new contact details match up with those held by Wonga they probably would not respond to us via email. After a zillion security checks and details update he was finally told the debt had been wiped! :T:T


We are totally amazed that both of our Wonga debts have been wiped and realize we are very lucky. :cool:

Its seems very unfair that those debts that have been passed to a DCA have not been included in this and I hope people manage to get some answers/results from their complaints soon. :)


Louise

spot3

Hello, i'm a serial lurker, I came here in a desperate state about 18 months ago and never posted but followed all the advice I read and started a DMP with Stepchange. It was such a relief to have a way of managing so thank you everyone for all the advice I stole!

I've got 6 months left to go and this month the first 2 creditors will be paid off, light at the end of the tunnel! Its great to read the progress of all the people whose stories i've been following :-)

Aloofdragon

Spot3 its so lovely to read happy endings' Well done xx

Brogden

Time_to_face_the_music wrote: »

If a debt is under dispute, I believe you can pay nothing until the dispute is resolved. Check this out though as it's possible I have got this wrong.

The spamming on the forums this morning is unbelievable, hope someone gets it sorted out soon

TTFTM x

Thanks......I am sure this is right TTFTM

For the sake of £1.00 per month I will carry on......there's no perfect answer but like a token payment it shows you have not gone away whilst kicking up a bit......best to give a tidgy amount !!!!!

Thanks all,

Brogden

Sazzie23

spot3 wrote: »

Hello, i'm a serial lurker, I came here in a desperate state about 18 months ago and never posted but followed all the advice I read and started a DMP with Stepchange. It was such a relief to have a way of managing so thank you everyone for all the advice I stole!

I've got 6 months left to go and this month the first 2 creditors will be paid off, light at the end of the tunnel! Its great to read the progress of all the people whose stories i've been following :-)

Hey Spot3, welcome and congratulations on progress so far.
Feels good huh

I know there are a lot of folk out there who read but don't post, well folks it's OK, we don't mind as long as it's helping you, but feel free to join us we really don't bite on this thread (spammers excluded).

I missed all the spamming excitement with !! But it seems to have been cleared now, so thanks admin folk.

Have a good day - looks pretty grim weather wise here at the moment but as one positive thinker said to me yesterday....no it's just seasonal :rotfl:

lewpster

Morning everyone

I had 2 letters back from MBNA yesterday accepting my reduced payments and they said they will freeze interest and not apply any charges to my account! They have to add a default to the account but this is a good thing isn't it if it is applied now as means it will drop off my credit file after 6 years?

x

roadtohappy

@lewpylew was this in response to a Temporary payment arrangement or something more formal? I have been advised to write to creditors offering £1 / month until my situation changes. MBNA is one of them.

Monkeyballs

Sazzie23 wrote: »

I know there are a lot of folk out there who read but don't post, well folks it's OK, we don't mind as long as it's helping you, but feel free to join us we really don't bite on this thread (spammers excluded).

I bite, but only if you ask nicely

MB of G xxx