Halifax blacklisted Daughter for declining card!

chattychappy

They do both.

tinkerbell28

gunsandbanjos wrote: »

That's funny, that is all bank people do. Oh wait, nope not touched a coin in my job as I don't work in branch.

It's all virtual nowadays isn't it? You're going on and on like you're privvy to matters of national security or part of the secret service. You work as a desk jockey in a bank. I'm almost embarrassed for you.

RichL74

Nope, in a post above, the poster mentions they dont work 'in a branch'

Therefore can only be one thing, chief advisor to George Osbourne

gunsandbanjos

tinkerbell28 wrote: »

It's all virtual nowadays isn't it? You're going on and on like you're privvy to matters of national security or part of the secret service. You work as a desk jockey in a bank. I'm almost embarrassed for you.

Lol, never fancied the secret service, not my thing.

Not privy to state secrets, not alluded to anything of the sort? Merely stating that I am aware of the existence of a blacklist. I may have come across snippy in a few of my posts, that was more out of frustration at the demand for proof from a certain poster.

Anyway embarrassed for me? Thanks but I'm a big girl and a few randoms opinions on an Internet forum don't bother me in the slightest!

RichL74

Fair play, hope you realise I was only taking the mick too hence the safety wink

meer53

Why do people think that everyone who works for a bank works behind the counter ?

GingerFurball_2

SimonSays wrote: »

You mean the list that is produced to tell institutions whom not to do business with.

The very list that has certain Russians on it and when he was alive the likes of Saddam Hussain.

It is a blacklist but your average joe would never appear on it.

The name escapes me but its certainly not a secret.

Sounds like a list of sanctioned individuals to me. Can't recall the proper name for it.

SimonSays

GingerFurball wrote: »

Sounds like a list of sanctioned individuals to me. Can't recall the proper name for it.

YEs sounds like the list. Basically the likes of you and me won't appear on the list unless we become Mr Big.

Brock_and_Roll

I have worked in banking for several decades - I can tell you that there are all kinds of lists, both formal and informal, shared & restricted.

At the formal shared end of the spectrum there are lists such as PEP "politically exposed persons" list which all banks worldwide should (in theory) check against before opening accounts or doing business i.e. the restrict activities of dictators etc

Privately banks of course maintain their own records of who they have done business with in the past. Some bank's systems are better than others but its probably fair to say that if their systems identify that they have had losses against a person or business in the past, they are unlikely to do further business unless something fundamental has changed.

Finally there are informal lists. I know a fair few highly skilled credit officers. They have annoyingly long memories of individuals, managers or companies with whom they have had bad experiences and wont contemplate dealing with in the future.

Anthorn

Here is an example of a blacklist at a bank announced today. As everyone can see it doesn't apply to ordinary account holders:

http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/10892840/Co-op-Bank-may-add-gambling-companies-and-tax-avoiders-to-blacklist.html