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the Jolly-hockey-Sticks Jolly June Jamboree NSD Challenge!

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  • beanielou
    beanielou Posts: 95,832 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    beanielou wrote: »
    No 2 today.
    In a lot of pain & doped up to eyeballs so cant drive.

    Marmite~Can you add my number 2 for yesterday? Thanks.

    NO 3 today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ShirePiskie
    ShirePiskie Posts: 380 Forumite
    Debt-free and Proud! PPI Party Pooper
    Have just paid my phone/TV/internet bill a week earlier than the DD due to get 5% discount... It was a bill due to be paid anyway, and my start of the month DDs didn't count, so I'm wondering whether I should still count today (up until now at least) as a NSD??

    Is HARD setting up your own rules/ logic!
    Debt 2008 - Approx £20k | April 2014 £6526 | 30 October 2015 DEBT FREE
    PPI claim success - £4338 & £764
    YNAB Convert
    Saving Goals - YNAB Buffer: £100/£850 | Emergency Fund: £0/£1000 | Maldives: £0/£10,000
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I count all my D/Debit payments as spends, so when I pay my phone/broadband early to get the discount it counts as a spend for me. Doesn't mean I have any fewer NSDs, as there's nothing else goes out the day that one would - but I do find it a hassle not being able to judge ahead of time when it'll be due for paying as it's harder to plan when I'll do the rest of my shopping !
    Cheryl
  • t2rry
    t2rry Posts: 1,079 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Am I allowed to call my NSD now? It's 5.40pm, I'm still at work and will be for some hours yet, season ticket train home, no reason to spend the other side, OH at home hopefully preparing a yummy dinner (possibly nothing close to Igor's culinary skills but just right for my basic tastebuds!) to great me upon arrival later....

    If so...NSD 1 today...yeahh!!!:T
    Debt Free I FFEF I Building Savings I 2025 Plan:
    1. Regular Savings £8,200/£10,000
    2. Slush Fund £4,070/£10,000

    Save £12k in 2025 - #50 - £12,270/£20,000 (61%)
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 4 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Well last month was a bit of an NSD write off BUT I did get a mortgage approval.
    This month I shall go for 10 NSDs
    Today No. 1

    Butti
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    first NSD today for me :)
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    edited 4 June 2014 at 9:20PM
    NSD 3 in a row for me today.

    Sadly DD wants me to buy more squash tomorrow. Oh well 3 in a row is good. :)
    marmiterulesok wrote: »
    A perfectly innocent mistake:

    50obxx.jpg

    :rotfl::rotfl:

    :rotfl: tee hee. Looks good to me
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • donna_dynamo
    donna_dynamo Posts: 893 Forumite
    Hi all well nothing much changes NSD 2
    . I have joined a gym niw instead of paying for the two classes I was going to this saves me 7.01 this month but in other months I'll be saving 27 a month. Gota tight month this month and july, august and september lots of birthdays, hols. Need to start paying the cc down as the one has been spiralling up and up.
    #Sealed pot #085.
    1 debt versus 100 days £108.32/£300:j
    Debt Jan 2016 £6877.37. Aug £6155.56
    xmas saving £1 a day 274/366.
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    And another snaffled today :D, so that makes 4 and 4 in a row :beer::beer:
    Must use my stash up!
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