June’s 2014 BR Club

IF

100things wrote: »

Hi
Please may I join? I went BR this week. Not sure quite how I am feeling about it all yet though!
I lurked on here quite a lot whilst I was completing my forms - thanks to all those who have posted with advice and tips!

Hiya 100things and welcome to June's BR Club :beer:

To add you to post one I need is the date of your BR

I was the same as you, I only posted after my BR after following all the advice here.

Best wishes
IF

georgiasmum

all done yesterday. the judge didn't even want to see me. The OR rang later, wants a phone interview and 3 payslips. Is that all there is...

I am not sure if I feel relieved or stressed or upset or anything. Just want the phone interview to be over now

IF

georgiasmum wrote: »

all done yesterday. the judge didn't even want to see me. The OR rang later, wants a phone interview and 3 payslips. Is that all there is...

I am not sure if I feel relieved or stressed or upset or anything. Just want the phone interview to be over now

I'm so pleased all went well GM :beer:
Often when the SOA (form 6.28) is filled in correctly and your BR is straightforward that is all they do need. You may receive a letter asking for some bank statements too.

The OR call is nothing to worry about, its just for the OR to get a feel why you went BR. Before the call just look through your 6.28/SOA so your familiar with what you have said. The OR will just go through your 6.28/SOA with you. Also before the call have a big mug of tea ready or a bottle of water, and while they are writing things down you can have sips of tea/water, so you don't feel you have to fill in the pauses. And if you don’t know the answer to a question just say so. Do have a list with all questions ‘you’ want to ask. Can last anything from half an hour to an hour and a half.

Here's to your new start and let us know how you get on with the OR call.

Bestest
IF

georgiasmum

I have recently had a bad car accident and the hospital changed my appointment time. I rang the OR to tell her I needed to change the time and she was so nice. she said my health is more important and I just shed a tear. It shouldn't be too bad..

IF

georgiasmum wrote: »

I have recently had a bad car accident and the hospital changed my appointment time. I rang the OR to tell her I needed to change the time and she was so nice. she said my health is more important and I just shed a tear. It shouldn't be too bad..

I'm sorry to hear of your accident GM and some OR's are lovely, and non judgemental seems like you've got a lovely one.

georgiasmum

I had my OR call today. 45 mins and very odd. I started a new thread about it so would value and opinion or two. Thanks...

IF

georgiasmum wrote: »

I had my OR call today. 45 mins and very odd. I started a new thread about it so would value and opinion or two. Thanks...

I am sorry your OR call was odd and it's a good idea to start a new thread as the same may have happened to others too.

IF

IF

Bump.................:starmod:

michael1983l

Went BR on 26th June, weight off my shoulders :T

IF

:staradmin Hi Everyone and Welcome to the June’s 2014 Bankruptcy Club :staradmin

This club is for everyone who has gone or going through the process of Bankruptcy during June 2014. So please feel free to join and post.

Pop your name on here, the date that you went/are going Bankrupt. Then just keep everyone in the club updated throughout the next year about your BR journey. That way you can all stick together, compare notes and be there to support each other during the different stages of your Bankruptcies.

Remember this is your board so keep posting :hello:

Obviously anyone can come on here and post anything that will help and you are all welcome. Any important questions that need answering please still post them on the main board, as you will receive more advice and help.

~ Please do not include too much information as the IS (Insolvency Service) are known to frequent this forum and they may identify individual cases, so username and date only, thank you ~


Best wishes
IF