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Cancelling Mobile Insurance

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bigtel_2
bigtel_2 Posts: 261 Forumite
Hi,

I've had my phone and insurance for 2 years now. Currently paying Citymain £6.99 a month.

I don't want the insurance anymore, is it just as simple as going onto my online banking and cancelling the direct debit?

My only concern is we are just going through purchasing a house and I wouldn't want them to try and take the money but be refused, would that cause a problem or am I just worrying too much!

Thanks

Comments

  • Silk
    Silk Posts: 4,836 Forumite
    Part of the Furniture
    bigtel wrote: »
    Hi,

    I've had my phone and insurance for 2 years now. Currently paying Citymain £6.99 a month.

    I don't want the insurance anymore, is it just as simple as going onto my online banking and cancelling the direct debit?

    My only concern is we are just going through purchasing a house and I wouldn't want them to try and take the money but be refused, would that cause a problem or am I just worrying too much!

    Thanks
    It would be best to cancel the policy with the insurers before you cancel any DD's
    It's not just about the money
  • tyllwyd
    tyllwyd Posts: 5,496 Forumite
    Is the insurance on a one-month contract, or did you sign up for a year and you are paying the premium monthly in arrears? You need to check the terms and conditions, and phone the insurers as well. It would be a big mistake to just cancel the direct debit without making sure that you don't owe the money.
  • SteveHenshaw
    SteveHenshaw Posts: 108 Forumite
    I think cancel it in writing is the best option. Citymain is usually a rolling monthly thing and not contractual but I can't be sure. Maybe there are different policies.

    Their address and the same recommendation is given here: https://www.tigermobiles.com/faq/how-to-cancel-citymain-administration-insurance/
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