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Yippee Halifax have approved mortgage in just 8 days!!
Rmphotography
Posts: 52 Forumite
Had a phone call from mortgage broker this morning saying that Halifax have approved us for a mortgage offer of £178500.
We originally asked for £181000 but can easily take the difference out of savings so after all the hassle with santander it looks like Halifax have gone through the new mmr process and approved us in record time!!
So so happy and can't wait to move in!!
We originally asked for £181000 but can easily take the difference out of savings so after all the hassle with santander it looks like Halifax have gone through the new mmr process and approved us in record time!!
So so happy and can't wait to move in!!
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Comments
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Congrats
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Our latest Halifax case was offered today from an application submitted on 14th.
Apart from one or two odd questions/requests, Halifax appears unphased by MMR.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Sorry to hijack this thread but I have a post about the Halifax product transfer process, I wondered if Kingstreet could have a look for me. ThanksMake £2012 in 2012: £27.60/£20120
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Don't know the answer, sorry.jakesmummy05 wrote: »Sorry to hijack this thread but I have a post about the Halifax product transfer process, I wondered if Kingstreet could have a look for me. Thanks
Have not yet had time to look at post-MMR Halifax product transfer procedure.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Yippee!!!!
Congrats!!!!
I've been told my offer is in the post! 0 -
It arrived today!!!
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jakesmummy05 wrote: »Sorry to hijack this thread but I have a post about the Halifax product transfer process, I wondered if Kingstreet could have a look for me. Thanks
I enquired last week and they produce a KFI for the client AFTER submission of an application on their online system....
Work that one out!I am a mortgage adviser.You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
BeauLiLuLu wrote: »It arrived today!!!
Great news!
Our mortgage broker got the letter in the post today so I'm hoping mine and the solicitors is due imminently.
Have called the solicitors to let them know it is on the way and we will be popping into their office when it arrives with our witness to sign the deeds and save on a couple of days of posting it out, and then posting it back and having to go through their mail system.0 -
I'm so jealous it's untrue. Ours has taken over a month and still no offer yet!0
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kitty_kins wrote: »I'm so jealous it's untrue. Ours has taken over a month and still no offer yet!
Are you applying with Halifax and did you do it through a broker?
I'd be chasing the broker up to find out what is going on and why the hold up.0
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