Wow!

Bantex_2

CLAPTON wrote: »

most (all) people are hypocrites so no inconsistency there.

am considering becoming one of the parasites myself

Percy1983

CLAPTON wrote: »

you may indeed hate small business in general and small landlords in particular and that is your choice

however, there is a real need of rented accommodation: people just starting work; people who are rather mobile and don't want to tie themselves to a property just yet, temporary workers working away from home/country, new immigrants, students of all types, poor people who are unlikely ever to be able to afford to buy, dysfunctional people who couldn't cope with problems of ownership.

fortunately the small landlords, at least partial compensate for the dysfunctional government policies.

I do accept that there is a need for renting and the mobility which can go with it, but I would guess a very small percentage of renters want such things and most would rather have long term fair tenancy or the chance to buy.

CLAPTON

Percy1983 wrote: »

I do accept that there is a need for renting and the mobility which can go with it, but I would guess a very small percentage of renters want such things and most would rather have long term fair tenancy or the chance to buy.

do you have the facts and figures to support that?

do you think the 2 million new immigrants over the last 10 years really expected to buy a house as soon as they arrived?

or the young people that move to London for the job?

most people will have the chance to buy

PasturesNew

CLAPTON wrote: »

however, there is a real need of rented accommodation:

Nobody would ever dispute that

CLAPTON wrote: »

people just starting work; people who are rather mobile and don't want to tie themselves to a property just yet, temporary workers working away from home/country, new immigrants, students of all types, poor people who are unlikely ever to be able to afford to buy, dysfunctional people who couldn't cope with problems of ownership.

fortunately the small landlords, at least partial compensate for the dysfunctional government policies.

But this bit can be disputed. What a lot of BTL LLs are offering is insecure housing at great cost and a HUGE cost of moving in/moving out/moving around. There's no security of tenure for these people... and you can become tied to a rental because of the huge cost of moving and inflexible notice periods. The lower paid simply can't pay to move in, then save up the moving costs for when they might be given a S21 and can't afford the overlap between properties when it can amount to a full month's rent just to secure the next address (which you often aren't even sure is yours until the morning of your move when you're finally allowed to sign the agreement).

To move into my place I had to pay nearly £600 in fees, £1000 in deposit, a month's rent up front. If I'd been given an S21 after, say, 6-12 months I'd have had to immediately find another £600, another £1000 and another month's rent up front ..... it's not solving problems, it's helping to create them.

For many, this £2000 is more than an entire year's disposable income.

Percy1983

CLAPTON wrote: »

do you have the facts and figures to support that?

do you think the 2 million new immigrants over the last 10 years really expected to buy a house as soon as they arrived?

or the young people that move to London for the job?

most people will have the chance to buy

Do you have figures to prove otherwise? (more to the point has anybody actually tried to add it up)

I will say I know a good few people renting, out of 12 people renting only 1 is renting by choice and with that its more a try before you buy as he wants to know if he can deal with living on his own before commiting to buying.

PasturesNew

CLAPTON wrote: »

do you have the facts and figures to support that?

do you think the 2 million new immigrants over the last 10 years really expected to buy a house as soon as they arrived?

or the young people that move to London for the job?

most people will have the chance to buy

it's the chance that's missing for many. If you can't see a chance then you lose heart. I was about 40 when I bought my first house .... I could almost see a chance up to that point, then there was a chance.

The chance that if you work all hours god sends, that if you try to progress and improve, that if you're lucky it COULD be you ..... although I will admit that many people have higher expectations now.

If I were starting right now, I'd be eyeing up studio flats ..... many people don't.... but when I was 25-30 or so I didn't like the look of studio flats... it's only with hindsight we can see that that's the way to go soonest...

CLAPTON

Percy1983 wrote: »

Do you have figures to prove otherwise? (more to the point has anybody actually tried to add it up)

I will say I know a good few people renting, out of 12 people renting only 1 is renting by choice and with that its more a try before you buy as he wants to know if he can deal with living on his own before commiting to buying.

I know about 12 people living as OO in 3 bed semis,
none of them out of choice they would all prefer a 4 bed detached

PasturesNew

Percy1983 wrote: »

I will say I know a good few people renting, out of 12 people renting

CLAPTON wrote: »

I know about 12 people living as OO

I don't know 12 people... I feel left out

CLAPTON

PasturesNew wrote: »

it's the chance that's missing for many. If you can't see a chance then you lose heart. I was about 40 when I bought my first house .... I could almost see a chance up to that point, then there was a chance.

The chance that if you work all hours god sends, that if you try to progress and improve, that if you're lucky it COULD be you ..... although I will admit that many people have higher expectations now.

If I were starting right now, I'd be eyeing up studio flats ..... many people don't.... but when I was 25-30 or so I didn't like the look of studio flats... it's only with hindsight we can see that that's the way to go soonest...

yes we need to build more houses so all people can have better living condition whether renting or buying and at lower prices

I fully agree that rental agency fees ought to be stopped (for the tenant) and there should be better enforcement of deposit protection etc.

I don't know your income or general circumstances or where you live but I don't think it is reasonable to assume that everyone will own a property, just most

PasturesNew

CLAPTON wrote: »

I don't know your income or general circumstances or where you live but I don't think it is reasonable to assume that everyone will own a property, just most

But for those that do wish to it'd be nice if it were a lifetime achievable dream.... even if they were aspiring to a modest, but decent, 1-bed flat by the time they're 40. If somebody's worked over 20 years, full-time, hard working, tried to do the best/get on .... they should at least feel by that point they could afford (and be allowed) to rent from the bank instead of a LL.