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car insured 3 months but not on mid!

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Comments

  • spacey2012
    spacey2012 Posts: 5,836 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Basically yes, if the car is insured and incorrectly seized you will have to repay all the costs incurred to release it and your remidee is the civil courts to reclaim your costs.
    We are talking about the police here, what google or wikipedia says rarely translates.
    People do produce fake documents, hence why if they can not contact your insurance, away it will go.
    If at the end of the day, it was insured, you will just have to sue the Chief Constable on behalf of the police service for your costs back.
    They could not care less, it is not their money they are spending.
    Be happy...;)
  • Inch_High_2
    Inch_High_2 Posts: 223 Forumite
    Imdaewen wrote: »
    Unfortunately I can't pinpoint an answer to that one based on my knowledge around lawful seizures, (I have not dealt with that side of things). But a fixed penalty may still be issued if they are erring on the side of caution.

    I know that if we receive an insurance certificate we have to check it out, even if it is a 'my cousins brothers friends trade insurance' certificate after producing a fakey. All fun!

    It depends if the officer really wants to seize the car and I suppose to an extent if the driver is giving out a vibe (2am with cannabis in the car might spring up suspicion) . I would never ever say 'don't worry about it!' as there is always a chance.

    Hopefully OPs insurance will be showing up on the system and this will be the only time they see an officer.


    They can't seize a vehicle for no insurance because it smells of cannabis.
  • Inch_High_2
    Inch_High_2 Posts: 223 Forumite
    spacey2012 wrote: »
    Police usually treat all certificates at roadside as fake where the car flags as unisured.
    If it is not on MID and they can not contact your insurance it will be seized .
    What the RTA says and what the police do are two different things.

    I would contact your insurance immediately and raise a complaint until it does show up.


    Absolute rubbish.
  • vikkimumof3
    vikkimumof3 Posts: 9 Forumite
    The officer today has said he will put a note on the system stating that he has verified that the car is insured does that not count for anything like a marker so we don't have a problem in future should I contact police and check? What's best thing to do? Surely I can't be the 1st to have this happen.
  • spacey2012
    spacey2012 Posts: 5,836 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Inch_High wrote: »
    Absolute rubbish.

    Yeah totally, they let all scallies that flag up as uninsured just show them a phone screen grab saying they are insured.
    "Look Mr copper, it sez on mi phone I is got insurance"
    "Oh my apologies, on yer way sir."...:rotfl:

    They call said insurance up, if they say yes, then you drive away, if they can not get an answer, the benefit of doubt expires.
    Be happy...;)
  • vikkimumof3
    vikkimumof3 Posts: 9 Forumite
    I'm a mum of 3 kids with a social worker hubby.
    Our car will never smell of cannabis I don't touch it.
    Damn insurance company only went with them as our old 1 wouldn't insure us on a Subaru
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    GingerBob wrote: »
    So, an unlawful seizing is just tough luck - you'll pay to get your car back, not to mention other financial losses you may incur as a result?

    Which is why you need to have a relevant certificate to produce to them so that if they do seize the vehicle you can seek to recover the costs incurred and any relevant damages.
  • spacey2012
    spacey2012 Posts: 5,836 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I'm a mum of 3 kids with a social worker hubby.
    Our car will never smell of cannabis I don't touch it.
    Damn insurance company only went with them as our old 1 wouldn't insure us on a Subaru

    Instigate the companies complaint procedure about them failing to update MID citing it is causing you to be stopped.
    It needs to be sorted before it happens again and they can not get an answer on the phone.
    The last thing you need is the car seizing.
    Be happy...;)
  • vikkimumof3
    vikkimumof3 Posts: 9 Forumite
    spacey2012 wrote: »
    Instigate the companies complaint procedure about them failing to update MID citing it is causing you to be stopped.
    It needs to be sorted before it happens again and they can not get an answer on the phone.
    The last thing you need is the car seizing.

    Is it worth calling the police for advice? Like I said officer has said a marker will be put on the vehicle we also have a insurance certificate now printed so should be OK .. He's not a scally either like I said officer was really nice today
  • GingerBob_3
    GingerBob_3 Posts: 3,659 Forumite
    dacouch wrote: »
    Which is why you need to have a relevant certificate to produce to them so that if they do seize the vehicle you can seek to recover the costs incurred and any relevant damages.

    Why? You're not obliged to carry a cert, and it seems they ignore it anyway. It was either seized unlawfully or it wasn't.

    You know what the real problem is here - ANPR. It's a massive intrusion into our privacy, enabling the police to log the movements of the the entire motoring population, innocent or not.
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