car insured 3 months but not on mid!

Iceweasel

Inch_High wrote: »

It can't be lawfully seized if you produce a certificate of insurance, unless they can verify it's not valid.

Inch High is correct.

If the polizei cannot contact your broker or insurance company to verify your certificate is valid, the other side of the coin is that they cannot prove it is NOT valid.

So dacouch is correct too - any seizure would be unlawful.

But I would carry a print out of that e-mail.

I've had hassle with 'producers' in the past when away from home and always carry my car docs, licence and passport with me.

There are those who will say it's unwise and "What if you lost them?" - but that hasn't happened yet - in nearly 40 years.

vikkimumof3

Thanks for replies .. No it's not coop it's underwritten by Midas insurance cert says grove and dean.
Just a bit worried as my partner works nights so needs to use car tonight to go work and again in morning.
The officer did say a note would be put on in case we pass a ANPR camera between now and tomorrow when I will sort it.
So annoying costs us a small fortune to insure the car and yet we still get pulled.

vikkimumof3

I'm thinking we will most likely be ok as insurance was verified by police officer today which will be noted I think.
I'll play he'll with them in morning after school run.

dacouch

Iceweasel wrote: »

Inch High is correct.

If the polizei cannot contact your broker or insurance company to verify your certificate is valid, the other side of the coin is that they cannot prove it is NOT valid.

So dacouch is correct too - any seizure would be unlawful.

But I would carry a print out of that e-mail.

I've had hassle with 'producers' in the past when away from home and always carry my car docs, licence and passport with me.

There are those who will say it's unwise and "What if you lost them?" - but that hasn't happened yet - in nearly 40 years.

Carrying a paper copy ideally the original would be the best bet although the RTA now accepts a downloaded version of your certificate as being a valid legal documents which would thus make it a "Relevant Certificate".

Although bearing in mind most traffic officers regard that if the MID shows the car as not being insured that they can impound the car irrespective of whether a certificate is produced so they even less likely to understand that an emailed copy or downloaded copy is accpetable. It would be best to carry a paper copy so if they do impound the car you can recover costs from them.

vikkimumof3

dacouch wrote: »

Carrying a paper copy ideally the original would be the best bet although the RTA now accepts a downloaded version of your certificate as being a valid legal documents which would thus make it a "Relevant Certificate".

Although bearing in mind most traffic officers regard that if the MID shows the car as not being insured that they can impound the car irrespective of whether a certificate is produced so they even less likely to understand that an emailed copy or downloaded copy is accpetable. It would be best to carry a paper copy so if they do impound the car you can recover costs from them.

My printer is out of ink fingers crossed we are ok

GingerBob_3

dacouch wrote: »

Carrying a paper copy ideally the original would be the best bet although the RTA now accepts a downloaded version of your certificate as being a valid legal documents which would thus make it a "Relevant Certificate".

Although bearing in mind most traffic officers regard that if the MID shows the car as not being insured that they can impound the car irrespective of whether a certificate is produced so they even less likely to understand that an emailed copy or downloaded copy is accpetable. It would be best to carry a paper copy so if they do impound the car you can recover costs from them.

I was lead to believe that if your car's wrongly impounded you won't get anything back - storage fees etc. It's just tough luck on your part. Not true anyone?

dacouch

vikkimumof3 wrote: »

My printer is out of ink fingers crossed we are ok

You should be ok as the officer did not seize your vehicle before.

If you're worried about not having a paper copy store this link on your phone and show it to the police which basically confirms that an emailed or downloaded copy of your certificate is a valid legal document for the purposes of the RTA and thus is a "relevant certificate"

http://www.legislation.gov.uk/ukpga/1988/52/section/147

dacouch

GingerBob wrote: »

I was lead to believe that if your car's wrongly impounded you won't get anything back - storage fees etc. It's just tough luck on your part. Not true anyone?

If you have produced a relevant certificate then they had no power to seize the vehicle in the first place. All three of the following must apply for the seizure to be valid.

" The second condition is that—
(a) a constable in uniform requires, under section 165, a person to produce evidence that a motor vehicle is not or was not being driven in contravention of section 143,
(b) the person fails to produce such evidence, and
(c) the constable has reasonable grounds for believing that the vehicle is or was being so driven"

http://www.bailii.org/ew/cases/EWCA/Civ/2011/749.html

spacey2012

Police usually treat all certificates at roadside as fake where the car flags as unisured.
If it is not on MID and they can not contact your insurance it will be seized .
What the RTA says and what the police do are two different things.

I would contact your insurance immediately and raise a complaint until it does show up.

GingerBob_3

spacey2012 wrote: »

Police usually treat all certificates at roadside as fake where the car flags as unisured.
If it is not on MID and they can not contact your insurance it will be seized .
What the RTA says and what the police do are two different things.

I would contact your insurance immediately and raise a complaint until it does show up.

So, an unlawful seizing is just tough luck - you'll pay to get your car back, not to mention other financial losses you may incur as a result?